Bread Financial vs Assure Which Offers More Value?

Bread Financial and Assure stocks are two popular options for investors looking to grow their wealth. Bread Financial is a financial technology company that offers a mobile platform for managing money and making investments, while Assure stocks are shares in a company that provides insurance and financial planning services. Both options offer potential for growth and diversification in an ever-changing market, making them attractive choices for those looking to build a strong investment portfolio.

Bread Financial or Assure?

When comparing Bread Financial and Assure, different investors may prioritize various metrics based on their investment strategies and goals. So, ask yourself what type of investor you are. This will guide you in determining which metrics are most important for your investment decision between Bread Financial and Assure.

Dividend Investors:

Dividend investors look for stable and growing income streams, using dividend metrics to assess potential investments. A company's dividend yield essentially measures the size of its dividend relative to the total market value of the company. Bread Financial has a dividend yield of 1.29%, while Assure has a dividend yield of -%. Beyond the yield itself, considering the growth and sustainability of these dividends is also crucial. Bread Financial reports a 5-year dividend growth of -18.10% year and a payout ratio of 13.46%. On the other hand, Assure reports a 5-year dividend growth of 0.00% year and a payout ratio of 0.00%.

Value Investors:

Value investors focus on financial metrics to determine a stock's intrinsic value compared to its market value. The Price-to-Earnings (P/E) Ratio links stock price to a company's earnings per share, with Bread Financial P/E ratio at 10.40 and Assure's P/E ratio at -0.00. Another crucial valuation metric is the Price-to-Book (P/B) Ratio, which compares stock price with book value per share. Bread Financial P/B ratio is 1.04 while Assure's P/B ratio is -0.00.

Growth Investors:

Growth investors prioritize metrics indicative of a company's expansion potential. Focusing on top-line growth, Bread Financial has seen a 5-year revenue growth of -0.40%, while Assure's is -1.00%. Return on Equity (ROE) measures how effectively a company uses equity investment to generate earnings, with Bread Financial's ROE at 10.20% and Assure's ROE at 139.91%.

Retail Investors:

Retail investors often consider stock affordability and company familiarity. For example, day low prices are $65.20 for Bread Financial and $0.04 for Assure. Over the past year, Bread Financial's prices ranged from $28.00 to $66.71, with a yearly change of 138.25%. Assure's prices fluctuated between $0.01 and $17.64, with a yearly change of 135592.31%. Brand recognition also plays a role, as familiarity with a company can influence investment decisions.