Bread Financial Holdings, Inc. provides tech-forward payment and lending solutions to customers and consumer-based industries in North America. It offers credit card and other loans financing services, including risk management solutions, account origination, and funding services for approximately 130 private label and co-brand credit card programs, as well as through Bread partnerships to approximately 500 small-and medium-sized businesses merchants; and Comenity-branded general purpose cash-back credit. The company also manages and services the loans it originates for private label, co-brand, and general-purpose credit card programs and Bread BNPL (installment loans, split-pay) products; and provides marketing, and data and analytics services. In addition, it offers an enhanced digital suite that includes a unified software development kit, which provides access to its suite of products, as well as promotes credit payment options earlier in the shopping experience. Further, the company through Bread, a digital payments platform and robust suite of application programming interfaces allows merchants and partners to integrate online point-of-sale financing and other digital payment products, including installment and split-pay solutions. The company was formerly known as Alliance Data Systems Corporation and changed its name to Bread Financial Holdings, Inc. in March 2022. Bread Financial Holdings, Inc. was founded in 1996 and is headquartered in Columbus, Ohio.
Bread Financial Dividend Announcement
• Bread Financial announced a quarterly dividend of $0.21 per ordinary share which will be made payable on 2024-12-13. Ex dividend date: 2024-11-08
• Bread Financial annual dividend for 2024 was $0.84
• Bread Financial annual dividend for 2023 was $0.84
• Bread Financial's trailing twelve-month (TTM) dividend yield is 1.33%
• Bread Financial's payout ratio for the trailing twelve months (TTM) is 13.46%
• Bread Financial's dividend growth over the last five years (2018-2023) was -18.10% year
Bread Financial Dividend History
Ex-Div date | Dividend amount | Dividend type | Pay date |
---|---|---|---|
2024-11-08 | $0.21 | quarterly | 2024-12-13 |
2024-08-09 | $0.21 | quarterly | 2024-09-13 |
2024-05-09 | $0.21 | quarterly | 2024-06-14 |
2024-02-08 | $0.21 | quarterly | 2024-03-15 |
2023-11-10 | $0.21 | quarterly | 2023-12-15 |
2023-08-10 | $0.21 | quarterly | 2023-09-15 |
2023-05-11 | $0.21 | quarterly | 2023-06-16 |
2023-02-09 | $0.21 | quarterly | 2023-03-17 |
2022-11-10 | $0.21 | quarterly | 2022-12-16 |
2022-08-11 | $0.21 | quarterly | 2022-09-16 |
2022-05-12 | $0.21 | quarterly | 2022-06-17 |
2022-02-10 | $0.21 | quarterly | 2022-03-18 |
2021-11-10 | $0.21 | quarterly | 2021-12-17 |
2021-08-12 | $0.21 | quarterly | 2021-09-17 |
2021-05-13 | $0.21 | quarterly | 2021-06-18 |
2021-02-11 | $0.21 | quarterly | 2021-03-18 |
2020-11-12 | $0.21 | quarterly | 2020-12-18 |
2020-08-13 | $0.21 | quarterly | 2020-09-18 |
2020-05-13 | $0.21 | quarterly | 2020-06-18 |
2020-02-13 | $0.63 | quarterly | 2020-03-19 |
2019-11-13 | $0.63 | quarterly | 2019-12-17 |
2019-09-03 | $0.63 | quarterly | 2019-09-26 |
2019-05-13 | $0.63 | quarterly | 2019-06-18 |
2019-02-20 | $0.63 | quarterly | 2019-03-19 |
2018-11-13 | $0.57 | quarterly | 2018-12-19 |
2018-08-13 | $0.57 | quarterly | 2018-09-19 |
2018-05-11 | $0.57 | quarterly | 2018-06-19 |
2018-02-13 | $0.57 | quarterly | 2018-03-20 |
2017-11-13 | $0.52 | quarterly | 2017-12-19 |
2017-08-10 | $0.52 | quarterly | 2017-09-19 |
2017-05-11 | $0.52 | quarterly | 2017-06-19 |
2017-02-13 | $0.52 | quarterly | 2017-03-17 |
2016-11-01 | $0.52 | quarterly | 2016-12-16 |
Bread Financial Dividend per year
Bread Financial Dividend growth
Bread Financial Dividend Yield
Bread Financial current trailing twelve-month (TTM) dividend yield is 1.33%. Interested in purchasing Bread Financial stock? Use our calculator to estimate your expected dividend yield:
Bread Financial Financial Ratios
Bread Financial Dividend FAQ
Other factors to consider when evaluating Bread Financial as a dividend stock include its dividend yield, dividend growth, payout ratio, and the sustainability of its dividend payments given its earnings and cash flow. These factors can provide insight into the company's ability to maintain or increase its dividend in the future.
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1. Determination of Dividend: Bread Financial's board of directors reviews the company's financial performance, cash flow, future investment needs, and other relevant factors to determine the amount and timing of dividend payments.
2. Dividend Declaration: Once the board approves a dividend, Bread Financial publicly announces the dividend amount, currency, and the ex-dividend date. The ex-dividend date is the date on or after which the buyer of the stock will not be eligible to receive the upcoming dividend payment.
3. Record Date: The record date is the date on which the company checks its records to identify shareholders who are eligible to receive the dividend. Only shareholders on record as of this date will receive the dividend.
4. Payment Date: On the designated payment date, Bread Financial distributes the dividend to eligible shareholders. The dividend is usually paid in the form of cash directly into the shareholder's brokerage account or through other designated payment methods.
5. Tax Implications: Dividends received from Bread Financial are generally taxable as income. Shareholders may need to report dividend income on their tax returns and pay applicable taxes according to their jurisdiction's tax regulations.
1. Record Date: Bread Financial sets a record date, which is the date on which the company checks its records to determine the eligible shareholders. Only those who are shareholders on record as of this date will receive the dividend.
2. Payment Date: On the designated payment date, Bread Financial distributes the dividend to eligible shareholders. The payment is usually made electronically, directly into the shareholder's brokerage account or bank account.
3. Currency: Bread Financial declares the currency in which the dividend will be paid. Depending on the shareholder's location and the currency election made by the shareholder, the dividend will be converted to the appropriate currency during the payment process.
To assess the safety of Bread Financial's dividend, it is crucial to analyze the company's financial health, debt levels, cash flow generation, and ability to sustain dividend payments over the long term. Additionally, monitoring the company's future earnings, cash flow projections, and management's commitment to dividend policies can provide valuable insights.
It is recommended to review Bread Financial's financial reports, official announcements, and consult with financial advisors or experts who have access to the most current and comprehensive information about the company's financial situation.