Bread Financial Holdings, Inc. provides tech-forward payment and lending solutions to customers and consumer-based industries in North America. It offers credit card and other loans financing services, including risk management solutions, account origination, and funding services for approximately 130 private label and co-brand credit card programs, as well as through Bread partnerships to approximately 500 small-and medium-sized businesses merchants; and Comenity-branded general purpose cash-back credit. The company also manages and services the loans it originates for private label, co-brand, and general-purpose credit card programs and Bread BNPL (installment loans, split-pay) products; and provides marketing, and data and analytics services. In addition, it offers an enhanced digital suite that includes a unified software development kit, which provides access to its suite of products, as well as promotes credit payment options earlier in the shopping experience. Further, the company through Bread, a digital payments platform and robust suite of application programming interfaces allows merchants and partners to integrate online point-of-sale financing and other digital payment products, including installment and split-pay solutions. The company was formerly known as Alliance Data Systems Corporation and changed its name to Bread Financial Holdings, Inc. in March 2022. Bread Financial Holdings, Inc. was founded in 1996 and is headquartered in Columbus, Ohio.
Bread Financial Dividend Announcement
• Bread Financial announced a quarterly dividend of $0.21 per ordinary share which will be made payable on 2024-12-13. Ex dividend date: 2024-11-08
• Bread Financial annual dividend for 2024 was $0.84
• Bread Financial annual dividend for 2023 was $0.84
• Bread Financial's trailing twelve-month (TTM) dividend yield is 1.78%
• Bread Financial's payout ratio for the trailing twelve months (TTM) is 13.46%
• Bread Financial's dividend growth over the last five years (2018-2023) was -18.10% year
Bread Financial Dividend History
| Ex-Div date | Dividend amount | Dividend type | Pay date |
|---|---|---|---|
| 2024-11-08 | $0.21 | quarterly | 2024-12-13 |
| 2024-08-09 | $0.21 | quarterly | 2024-09-13 |
| 2024-05-09 | $0.21 | quarterly | 2024-06-14 |
| 2024-02-08 | $0.21 | quarterly | 2024-03-15 |
| 2023-11-10 | $0.21 | quarterly | 2023-12-15 |
| 2023-08-10 | $0.21 | quarterly | 2023-09-15 |
| 2023-05-11 | $0.21 | quarterly | 2023-06-16 |
| 2023-02-09 | $0.21 | quarterly | 2023-03-17 |
| 2022-11-10 | $0.21 | quarterly | 2022-12-16 |
| 2022-08-11 | $0.21 | quarterly | 2022-09-16 |
| 2022-05-12 | $0.21 | quarterly | 2022-06-17 |
| 2022-02-10 | $0.21 | quarterly | 2022-03-18 |
| 2021-11-10 | $0.21 | quarterly | 2021-12-17 |
| 2021-08-12 | $0.21 | quarterly | 2021-09-17 |
| 2021-05-13 | $0.21 | quarterly | 2021-06-18 |
| 2021-02-11 | $0.21 | quarterly | 2021-03-18 |
| 2020-11-12 | $0.21 | quarterly | 2020-12-18 |
| 2020-08-13 | $0.21 | quarterly | 2020-09-18 |
| 2020-05-13 | $0.21 | quarterly | 2020-06-18 |
| 2020-02-13 | $0.63 | quarterly | 2020-03-19 |
| 2019-11-13 | $0.63 | quarterly | 2019-12-17 |
| 2019-09-03 | $0.63 | quarterly | 2019-09-26 |
| 2019-05-13 | $0.63 | quarterly | 2019-06-18 |
| 2019-02-20 | $0.63 | quarterly | 2019-03-19 |
| 2018-11-13 | $0.57 | quarterly | 2018-12-19 |
| 2018-08-13 | $0.57 | quarterly | 2018-09-19 |
| 2018-05-11 | $0.57 | quarterly | 2018-06-19 |
| 2018-02-13 | $0.57 | quarterly | 2018-03-20 |
| 2017-11-13 | $0.52 | quarterly | 2017-12-19 |
| 2017-08-10 | $0.52 | quarterly | 2017-09-19 |
| 2017-05-11 | $0.52 | quarterly | 2017-06-19 |
| 2017-02-13 | $0.52 | quarterly | 2017-03-17 |
| 2016-11-01 | $0.52 | quarterly | 2016-12-16 |
Bread Financial Dividend per year
Bread Financial Dividend growth
Bread Financial Dividend Yield
Bread Financial current trailing twelve-month (TTM) dividend yield is 1.78%. Interested in purchasing Bread Financial stock? Use our calculator to estimate your expected dividend yield:
Bread Financial Financial Ratios
P/E ratio9.41
PEG ratio-0.42
P/B ratio0.94
ROE10.20%
Payout ratio13.46%
Current ratio4.53
Quick ratio4.53
Cash Ratio4.53
Bread Financial Dividend FAQ
How much is the next Bread Financial dividend?
Bread Financial's board of directors will review the company's financial performance, cash flow, future investment needs, and other relevant factors to determine the next Bread Financial dividend. The next Bread Financial dividend will be released in February, May, August, or November.
When is Bread Financial dividend paid?
Bread Financial pays dividends on a quarterly basis. The specific dates may vary each year but are generally around February, May, August, and November. However, please note that the exact timing and amount can vary, and companies may also decide to change their dividend policy based on their financial health and other considerations.
What dividend does Bread Financial pay?
The specific amount of Bread Financial dividend can vary from quarter to quarter and year to year, based on a variety of factors including the company's financial performance, the global economic situation, and the decisions of its board of directors. In the above table you can find Bread Financial's dividend history.
Does Bread Financial stock pay dividends?
Yes, Bread Financial does pay dividends to its shareholders. However, the specific amount and frequency of these dividends can vary based on a variety of factors, including the company's financial performance, the global economic situation, and the decisions of its board of directors. In the above table you can find Bread Financial's dividend history.
How much dividend does Bread Financial pay?
Bread Financial paid $0.84 in 2024, $0.84 in 2023, $0.84 in 2022, $0.84 in 2021, and $1.26 in 2020.
How often does Bread Financial pay dividends?
Bread Financial typically pays dividends on a quarterly basis. This means that dividends are usually distributed 4 times a year. The specific payout dates may vary each year but generally fall around February, May, August, and November.
What is Bread Financial's dividend yield?
The current dividend yield for Bread Financial is 1.78%. The dividend yield is calculated by dividing the annual dividend payment by the price of the stock. Both of these numbers can fluctuate daily due to changes in the stock price and any updates to the dividend payment. Use the dividend calculator on this page to calculate Bread Financial's exact dividend yield.
When does Bread Financial go ex dividend?
Bread Financial's ex-dividend date for the latest dividend was on 2024-11-08. Bread Financial typically goes ex-dividend a few weeks before the payment date. The specific dates can vary each year and for each dividend payment.
When is the next Bread Financial dividend paid?
Bread Financial pays dividends on a quarterly basis, typically around February, May, August, or November, but the exact dates can vary each year.
Will Bread Financial increase its dividend?
Decisions about dividend payments are made by the company's board of directors and are based on a variety of factors. To understand whether Bread Financial will increase its dividend, it's beneficial to look at the company's earnings, financial health, future business prospects, and the overall economic environment.
How much is Bread Financial dividend per share?
Bread Financial paid $0.84 per share in 2024 and $0.84 per share in 2023. The amount of dividend per share that Bread Financial pays can vary each quarter based on a range of factors including the company's earnings, financial health, and decisions made by its board of directors.
Is Bread Financial a dividend aristocrat?
No, the term "Dividend Aristocrat" is typically used to describe a company in the S&P 500 index that has increased its dividend payouts for at least 25 consecutive years.
Is Bread Financial a dividend king?
No, a "Dividend King" is a company that has managed to increase its dividend payouts for 50 consecutive years or more, which is an even more selective group than the Dividend Aristocrats.
Is Bread Financial a dividend stock?
Yes, Bread Financial is considered a dividend stock. A dividend stock is a stock of a company that regularly pays out dividends to its shareholders.
Is Bread Financial a good dividend stock?
Whether Bread Financial is a good dividend stock depends on several factors and can vary depending on individual investment goals, risk tolerance, and the overall market conditions. Bread Financial has a history of paying regular dividends, which can make it attractive to income-focused investors.
Other factors to consider when evaluating Bread Financial as a dividend stock include its dividend yield, dividend growth, payout ratio, and the sustainability of its dividend payments given its earnings and cash flow. These factors can provide insight into the company's ability to maintain or increase its dividend in the future.
Other factors to consider when evaluating Bread Financial as a dividend stock include its dividend yield, dividend growth, payout ratio, and the sustainability of its dividend payments given its earnings and cash flow. These factors can provide insight into the company's ability to maintain or increase its dividend in the future.
Does Bread Financial pay dividends monthly?
Bread Financial typically pays dividends on a quarterly basis.
Does Bread Financial pay dividends quarterly?
Bread Financial currently pays dividends on a quarterly basis.
Has Bread Financial ever paid a dividend?
Yes, Bread Financial has a history of paying dividends to its shareholders. Bread Financial is known for its dividend payments, which have made it an attractive investment for income-focused investors.
How to buy Bread Financial dividend stocks?
To buy Bread Financial you need a brokerage account. Open an account with a reputable brokerage firm that offers access to the stock market. Consider factors such as fees, account minimums, and the availability of dividend reinvestment programs (DRIPs) if you wish to reinvest your dividends automatically.
Place an order: Use the brokerage's trading platform to place an order to buy Bread Financial stock.
Remember that buying stocks involves risk, and it's important to carefully consider your investment goals, risk tolerance, and conduct thorough research before making any investment decisions.
Place an order: Use the brokerage's trading platform to place an order to buy Bread Financial stock.
Remember that buying stocks involves risk, and it's important to carefully consider your investment goals, risk tolerance, and conduct thorough research before making any investment decisions.
When does Bread Financial pay dividends 2024?
Bread Financial pays dividends on a quarterly basis. 2024 dividend payments are in 2024-12-13. However, please note that the exact timing and amount can vary, and companies may also decide to change their dividend policy based on their financial health and other considerations.
Will Bread Financial increase its dividend in 2024?
Decisions regarding Bread Financial dividend increases are typically made by a company's board of directors based on various factors, including financial performance, cash flow, investment needs, and market conditions. For an up-to-date Bread Financial dividend overview you can look into the above table of dividend history.
How Bread Financial dividend works?
The Bread Financial dividend works by distributing a portion of the company's profits to its shareholders on a per-share basis. Here's a general overview of how Bread Financial's dividend process works:
1. Determination of Dividend: Bread Financial's board of directors reviews the company's financial performance, cash flow, future investment needs, and other relevant factors to determine the amount and timing of dividend payments.
2. Dividend Declaration: Once the board approves a dividend, Bread Financial publicly announces the dividend amount, currency, and the ex-dividend date. The ex-dividend date is the date on or after which the buyer of the stock will not be eligible to receive the upcoming dividend payment.
3. Record Date: The record date is the date on which the company checks its records to identify shareholders who are eligible to receive the dividend. Only shareholders on record as of this date will receive the dividend.
4. Payment Date: On the designated payment date, Bread Financial distributes the dividend to eligible shareholders. The dividend is usually paid in the form of cash directly into the shareholder's brokerage account or through other designated payment methods.
5. Tax Implications: Dividends received from Bread Financial are generally taxable as income. Shareholders may need to report dividend income on their tax returns and pay applicable taxes according to their jurisdiction's tax regulations.
1. Determination of Dividend: Bread Financial's board of directors reviews the company's financial performance, cash flow, future investment needs, and other relevant factors to determine the amount and timing of dividend payments.
2. Dividend Declaration: Once the board approves a dividend, Bread Financial publicly announces the dividend amount, currency, and the ex-dividend date. The ex-dividend date is the date on or after which the buyer of the stock will not be eligible to receive the upcoming dividend payment.
3. Record Date: The record date is the date on which the company checks its records to identify shareholders who are eligible to receive the dividend. Only shareholders on record as of this date will receive the dividend.
4. Payment Date: On the designated payment date, Bread Financial distributes the dividend to eligible shareholders. The dividend is usually paid in the form of cash directly into the shareholder's brokerage account or through other designated payment methods.
5. Tax Implications: Dividends received from Bread Financial are generally taxable as income. Shareholders may need to report dividend income on their tax returns and pay applicable taxes according to their jurisdiction's tax regulations.
How are Bread Financial dividends paid?
Bread Financial dividends are typically paid in cash directly to eligible shareholders. The payment process involves the following steps:
1. Record Date: Bread Financial sets a record date, which is the date on which the company checks its records to determine the eligible shareholders. Only those who are shareholders on record as of this date will receive the dividend.
2. Payment Date: On the designated payment date, Bread Financial distributes the dividend to eligible shareholders. The payment is usually made electronically, directly into the shareholder's brokerage account or bank account.
3. Currency: Bread Financial declares the currency in which the dividend will be paid. Depending on the shareholder's location and the currency election made by the shareholder, the dividend will be converted to the appropriate currency during the payment process.
1. Record Date: Bread Financial sets a record date, which is the date on which the company checks its records to determine the eligible shareholders. Only those who are shareholders on record as of this date will receive the dividend.
2. Payment Date: On the designated payment date, Bread Financial distributes the dividend to eligible shareholders. The payment is usually made electronically, directly into the shareholder's brokerage account or bank account.
3. Currency: Bread Financial declares the currency in which the dividend will be paid. Depending on the shareholder's location and the currency election made by the shareholder, the dividend will be converted to the appropriate currency during the payment process.
How many times does Bread Financial pay dividends?
Bread Financial typically pays dividends on a quarterly basis. The specific payment dates can vary each year and are usually announced when the company releases its financial results for each quarter.
What months does Bread Financial pay dividends?
The general pattern is that Bread Financial pays dividends around February, May, August, and November. However, the exact payment dates can vary each year and are typically announced when the company releases its financial results for each quarter.
Is Bread Financial dividend safe?
The safety of Bread Financial's dividend is subject to various factors and cannot be determined with certainty. It is influenced by the company's financial performance, cash flow, and the overall economic and industry conditions.
To assess the safety of Bread Financial's dividend, it is crucial to analyze the company's financial health, debt levels, cash flow generation, and ability to sustain dividend payments over the long term. Additionally, monitoring the company's future earnings, cash flow projections, and management's commitment to dividend policies can provide valuable insights.
It is recommended to review Bread Financial's financial reports, official announcements, and consult with financial advisors or experts who have access to the most current and comprehensive information about the company's financial situation.
To assess the safety of Bread Financial's dividend, it is crucial to analyze the company's financial health, debt levels, cash flow generation, and ability to sustain dividend payments over the long term. Additionally, monitoring the company's future earnings, cash flow projections, and management's commitment to dividend policies can provide valuable insights.
It is recommended to review Bread Financial's financial reports, official announcements, and consult with financial advisors or experts who have access to the most current and comprehensive information about the company's financial situation.