Agree Realty vs Bread Financial Which Offers More Value?

Agree Realty Corporation and Bread Financial are two prominent stocks in the financial sector that offer unique investment opportunities for investors. Agree Realty is a real estate investment trust focused on acquiring and developing retail properties, while Bread Financial is a fintech company that provides innovative financial solutions for consumers. Both companies have shown resilience in changing market conditions and have potential for growth in the near future. This analysis will compare and contrast the performance and prospects of Agree Realty and Bread Financial stocks.

Agree Realty or Bread Financial?

When comparing Agree Realty and Bread Financial, different investors may prioritize various metrics based on their investment strategies and goals. So, ask yourself what type of investor you are. This will guide you in determining which metrics are most important for your investment decision between Agree Realty and Bread Financial.

Dividend Investors:

Dividend investors look for stable and growing income streams, using dividend metrics to assess potential investments. A company's dividend yield essentially measures the size of its dividend relative to the total market value of the company. Agree Realty has a dividend yield of 4.01%, while Bread Financial has a dividend yield of 1.29%. Beyond the yield itself, considering the growth and sustainability of these dividends is also crucial. Agree Realty reports a 5-year dividend growth of 6.25% year and a payout ratio of 161.58%. On the other hand, Bread Financial reports a 5-year dividend growth of -18.10% year and a payout ratio of 13.46%.

Value Investors:

Value investors focus on financial metrics to determine a stock's intrinsic value compared to its market value. The Price-to-Earnings (P/E) Ratio links stock price to a company's earnings per share, with Agree Realty P/E ratio at 39.46 and Bread Financial's P/E ratio at 10.40. Another crucial valuation metric is the Price-to-Book (P/B) Ratio, which compares stock price with book value per share. Agree Realty P/B ratio is 1.42 while Bread Financial's P/B ratio is 1.04.

Growth Investors:

Growth investors prioritize metrics indicative of a company's expansion potential. Focusing on top-line growth, Agree Realty has seen a 5-year revenue growth of 0.22%, while Bread Financial's is -0.40%. Return on Equity (ROE) measures how effectively a company uses equity investment to generate earnings, with Agree Realty's ROE at 3.65% and Bread Financial's ROE at 10.20%.

Retail Investors:

Retail investors often consider stock affordability and company familiarity. For example, day low prices are $73.39 for Agree Realty and $65.20 for Bread Financial. Over the past year, Agree Realty's prices ranged from $54.28 to $78.39, with a yearly change of 44.42%. Bread Financial's prices fluctuated between $28.00 and $66.71, with a yearly change of 138.25%. Brand recognition also plays a role, as familiarity with a company can influence investment decisions.