Yes Bank vs ICICI Bank

Yes Bank and ICICI Bank stocks are two of the prominent players in the Indian banking sector. Yes Bank, known for its rapid growth and aggressive lending practices, has faced recent financial challenges leading to a significant decline in its stock price. On the other hand, ICICI Bank, a well-established player with a strong presence in the market, has managed to maintain a relatively stable performance. Investors are closely monitoring these stocks to assess their future prospects and potential investment opportunities.

Yes Bank or ICICI Bank?

When comparing Yes Bank and ICICI Bank, different investors may prioritize various metrics based on their investment strategies and goals. So, ask yourself what type of investor you are. This will guide you in determining which metrics are most important for your investment decision between Yes Bank and ICICI Bank.

Dividend Investors:

Dividend investors look for stable and growing income streams, using dividend metrics to assess potential investments. A company's dividend yield essentially measures the size of its dividend relative to the total market value of the company. Yes Bank has a dividend yield of -%, while ICICI Bank has a dividend yield of 0.01%. Beyond the yield itself, considering the growth and sustainability of these dividends is also crucial. Yes Bank reports a 5-year dividend growth of 0.00% year and a payout ratio of 0.00%. On the other hand, ICICI Bank reports a 5-year dividend growth of 0.00% year and a payout ratio of 0.00%.

Value Investors:

Value investors focus on financial metrics to determine a stock's intrinsic value compared to its market value. The Price-to-Earnings (P/E) Ratio links stock price to a company's earnings per share, with Yes Bank P/E ratio at 45.78 and ICICI Bank's P/E ratio at 19.10. Another crucial valuation metric is the Price-to-Book (P/B) Ratio, which compares stock price with book value per share. Yes Bank P/B ratio is 1.45 while ICICI Bank's P/B ratio is 3.17.

Growth Investors:

Growth investors prioritize metrics indicative of a company's expansion potential. Focusing on top-line growth, Yes Bank has seen a 5-year revenue growth of 1.18%, while ICICI Bank's is 1.31%. Return on Equity (ROE) measures how effectively a company uses equity investment to generate earnings, with Yes Bank's ROE at 3.40% and ICICI Bank's ROE at 18.04%.

Retail Investors:

Retail investors often consider stock affordability and company familiarity. For example, day low prices are ₹21.01 for Yes Bank and $29.27 for ICICI Bank. Over the past year, Yes Bank's prices ranged from ₹15.70 to ₹32.85, with a yearly change of 109.24%. ICICI Bank's prices fluctuated between $21.89 and $31.60, with a yearly change of 44.36%. Brand recognition also plays a role, as familiarity with a company can influence investment decisions.