Yes Bank vs Bandhan Bank Which Is Superior?

Yes Bank and Bandhan Bank are two prominent players in the Indian banking sector, each with its own unique strengths and areas of focus. Yes Bank, established in 2004, has been known for its rapid expansion and innovative banking products. On the other hand, Bandhan Bank, founded in 2014, has made a mark for itself with a strong focus on microfinance and financial inclusion. Both banks have shown strong growth potential, making them attractive options for investors looking to capitalize on the dynamic Indian banking industry.

Yes Bank or Bandhan Bank?

When comparing Yes Bank and Bandhan Bank, different investors may prioritize various metrics based on their investment strategies and goals. So, ask yourself what type of investor you are. This will guide you in determining which metrics are most important for your investment decision between Yes Bank and Bandhan Bank.

Dividend Investors:

Dividend investors look for stable and growing income streams, using dividend metrics to assess potential investments. A company's dividend yield essentially measures the size of its dividend relative to the total market value of the company. Yes Bank has a dividend yield of -%, while Bandhan Bank has a dividend yield of 0.88%. Beyond the yield itself, considering the growth and sustainability of these dividends is also crucial. Yes Bank reports a 5-year dividend growth of 0.00% year and a payout ratio of 0.00%. On the other hand, Bandhan Bank reports a 5-year dividend growth of 0.00% year and a payout ratio of 0.00%.

Value Investors:

Value investors focus on financial metrics to determine a stock's intrinsic value compared to its market value. The Price-to-Earnings (P/E) Ratio links stock price to a company's earnings per share, with Yes Bank P/E ratio at 37.04 and Bandhan Bank's P/E ratio at 9.81. Another crucial valuation metric is the Price-to-Book (P/B) Ratio, which compares stock price with book value per share. Yes Bank P/B ratio is 1.43 while Bandhan Bank's P/B ratio is 1.15.

Growth Investors:

Growth investors prioritize metrics indicative of a company's expansion potential. Focusing on top-line growth, Yes Bank has seen a 5-year revenue growth of -0.24%, while Bandhan Bank's is 1.80%. Return on Equity (ROE) measures how effectively a company uses equity investment to generate earnings, with Yes Bank's ROE at 4.07% and Bandhan Bank's ROE at 12.61%.

Retail Investors:

Retail investors often consider stock affordability and company familiarity. For example, day low prices are ₹20.70 for Yes Bank and ₹165.61 for Bandhan Bank. Over the past year, Yes Bank's prices ranged from ₹19.02 to ₹32.85, with a yearly change of 72.71%. Bandhan Bank's prices fluctuated between ₹162.80 and ₹263.10, with a yearly change of 61.61%. Brand recognition also plays a role, as familiarity with a company can influence investment decisions.