Wise vs ZEN Which Is a Smarter Choice?

Wise vs ZEN stocks represent two different investment philosophies in the world of finance. Wise stocks are traditional, focused on fundamental analysis and value investing, seeking stable returns over the long term. On the other hand, ZEN stocks follow the principles of Zen investing, emphasizing mindfulness, patience, and detachment from market fluctuations. Both approaches have their merits and drawbacks, appealing to different types of investors with varying risk tolerance and objectives. Ultimately, choosing between Wise and ZEN stocks depends on individual preferences and financial goals.

Wise or ZEN?

When comparing Wise and ZEN, different investors may prioritize various metrics based on their investment strategies and goals. So, ask yourself what type of investor you are. This will guide you in determining which metrics are most important for your investment decision between Wise and ZEN.

Dividend Investors:

Dividend investors look for stable and growing income streams, using dividend metrics to assess potential investments. A company's dividend yield essentially measures the size of its dividend relative to the total market value of the company. Wise has a dividend yield of -%, while ZEN has a dividend yield of 4.26%. Beyond the yield itself, considering the growth and sustainability of these dividends is also crucial. Wise reports a 5-year dividend growth of 0.00% year and a payout ratio of -134.54%. On the other hand, ZEN reports a 5-year dividend growth of 0.00% year and a payout ratio of 117.02%.

Value Investors:

Value investors focus on financial metrics to determine a stock's intrinsic value compared to its market value. The Price-to-Earnings (P/E) Ratio links stock price to a company's earnings per share, with Wise P/E ratio at -5.52 and ZEN's P/E ratio at 26.12. Another crucial valuation metric is the Price-to-Book (P/B) Ratio, which compares stock price with book value per share. Wise P/B ratio is 1.61 while ZEN's P/B ratio is 1.51.

Growth Investors:

Growth investors prioritize metrics indicative of a company's expansion potential. Focusing on top-line growth, Wise has seen a 5-year revenue growth of -0.14%, while ZEN's is -0.25%. Return on Equity (ROE) measures how effectively a company uses equity investment to generate earnings, with Wise's ROE at -26.16% and ZEN's ROE at 5.66%.

Retail Investors:

Retail investors often consider stock affordability and company familiarity. For example, day low prices are kr16.05 for Wise and ฿7.00 for ZEN. Over the past year, Wise's prices ranged from kr15.90 to kr34.50, with a yearly change of 116.98%. ZEN's prices fluctuated between ฿5.20 and ฿9.80, with a yearly change of 88.46%. Brand recognition also plays a role, as familiarity with a company can influence investment decisions.