Wheaton Precious Metals vs XPS Pensions Which Should You Buy?

Wheaton Precious Metals and XPS Pensions are two distinct entities in the stock market with differing focuses. Wheaton Precious Metals specializes in the streaming of precious metals, providing investors with exposure to gold, silver, and other commodities. On the other hand, XPS Pensions is a pension consulting firm that offers advisory services for retirement plans. Both stocks offer unique opportunities for investors seeking exposure to different sectors of the market, with potential for growth and stability.

Wheaton Precious Metals or XPS Pensions?

When comparing Wheaton Precious Metals and XPS Pensions, different investors may prioritize various metrics based on their investment strategies and goals. So, ask yourself what type of investor you are. This will guide you in determining which metrics are most important for your investment decision between Wheaton Precious Metals and XPS Pensions.

Dividend Investors:

Dividend investors look for stable and growing income streams, using dividend metrics to assess potential investments. A company's dividend yield essentially measures the size of its dividend relative to the total market value of the company. Wheaton Precious Metals has a dividend yield of 1.0%, while XPS Pensions has a dividend yield of 2.82%. Beyond the yield itself, considering the growth and sustainability of these dividends is also crucial. Wheaton Precious Metals reports a 5-year dividend growth of 10.76% year and a payout ratio of 45.58%. On the other hand, XPS Pensions reports a 5-year dividend growth of 14.87% year and a payout ratio of 7.05%.

Value Investors:

Value investors focus on financial metrics to determine a stock's intrinsic value compared to its market value. The Price-to-Earnings (P/E) Ratio links stock price to a company's earnings per share, with Wheaton Precious Metals P/E ratio at 45.99 and XPS Pensions's P/E ratio at 2.86. Another crucial valuation metric is the Price-to-Book (P/B) Ratio, which compares stock price with book value per share. Wheaton Precious Metals P/B ratio is 3.86 while XPS Pensions's P/B ratio is 3.94.

Growth Investors:

Growth investors prioritize metrics indicative of a company's expansion potential. Focusing on top-line growth, Wheaton Precious Metals has seen a 5-year revenue growth of 0.25%, while XPS Pensions's is 0.68%. Return on Equity (ROE) measures how effectively a company uses equity investment to generate earnings, with Wheaton Precious Metals's ROE at 8.57% and XPS Pensions's ROE at 156.24%.

Retail Investors:

Retail investors often consider stock affordability and company familiarity. For example, day low prices are $61.55 for Wheaton Precious Metals and £353.00 for XPS Pensions. Over the past year, Wheaton Precious Metals's prices ranged from $38.57 to $68.64, with a yearly change of 77.96%. XPS Pensions's prices fluctuated between £194.65 and £377.00, with a yearly change of 93.68%. Brand recognition also plays a role, as familiarity with a company can influence investment decisions.