UTI vs IndusInd Bank Which Is More Profitable?

UTI Bank and IndusInd Bank are two prominent players in the Indian banking industry, each with its own unique strengths and market positioning. UTI Bank, now known as Axis Bank, has a strong presence in retail banking and a well-established brand reputation. On the other hand, IndusInd Bank has gained prominence for its focus on innovation and digital banking solutions. Both stocks have shown resilience and growth potential in the volatile market conditions, making them attractive investment options for discerning investors.

UTI or IndusInd Bank?

When comparing UTI and IndusInd Bank, different investors may prioritize various metrics based on their investment strategies and goals. So, ask yourself what type of investor you are. This will guide you in determining which metrics are most important for your investment decision between UTI and IndusInd Bank.

Dividend Investors:

Dividend investors look for stable and growing income streams, using dividend metrics to assess potential investments. A company's dividend yield essentially measures the size of its dividend relative to the total market value of the company. UTI has a dividend yield of -%, while IndusInd Bank has a dividend yield of 1.67%. Beyond the yield itself, considering the growth and sustainability of these dividends is also crucial. UTI reports a 5-year dividend growth of 0.00% year and a payout ratio of 0.00%. On the other hand, IndusInd Bank reports a 5-year dividend growth of 18.47% year and a payout ratio of 0.00%.

Value Investors:

Value investors focus on financial metrics to determine a stock's intrinsic value compared to its market value. The Price-to-Earnings (P/E) Ratio links stock price to a company's earnings per share, with UTI P/E ratio at -10.02 and IndusInd Bank's P/E ratio at 9.43. Another crucial valuation metric is the Price-to-Book (P/B) Ratio, which compares stock price with book value per share. UTI P/B ratio is 60.09 while IndusInd Bank's P/B ratio is 1.17.

Growth Investors:

Growth investors prioritize metrics indicative of a company's expansion potential. Focusing on top-line growth, UTI has seen a 5-year revenue growth of -0.60%, while IndusInd Bank's is 0.41%. Return on Equity (ROE) measures how effectively a company uses equity investment to generate earnings, with UTI's ROE at -268.34% and IndusInd Bank's ROE at 12.89%.

Retail Investors:

Retail investors often consider stock affordability and company familiarity. For example, day low prices are ₩21100.00 for UTI and ₹965.55 for IndusInd Bank. Over the past year, UTI's prices ranged from ₩19250.00 to ₩42550.00, with a yearly change of 121.04%. IndusInd Bank's prices fluctuated between ₹965.55 and ₹1694.50, with a yearly change of 75.50%. Brand recognition also plays a role, as familiarity with a company can influence investment decisions.