UTI vs ICICI Bank Which Is Stronger?

UTI and ICICI Bank are two prominent players in the Indian banking and financial services sector. Both companies are listed on the stock exchange and attract a significant amount of investor interest. UTI Bank, now known as Axis Bank, has a strong presence in retail and corporate banking, while ICICI Bank is one of the largest private sector banks in India with a diverse range of financial products and services. Investors often compare the performance and growth prospects of these two banking stocks to make informed investment decisions.

UTI or ICICI Bank?

When comparing UTI and ICICI Bank, different investors may prioritize various metrics based on their investment strategies and goals. So, ask yourself what type of investor you are. This will guide you in determining which metrics are most important for your investment decision between UTI and ICICI Bank.

Dividend Investors:

Dividend investors look for stable and growing income streams, using dividend metrics to assess potential investments. A company's dividend yield essentially measures the size of its dividend relative to the total market value of the company. UTI has a dividend yield of -%, while ICICI Bank has a dividend yield of 0.01%. Beyond the yield itself, considering the growth and sustainability of these dividends is also crucial. UTI reports a 5-year dividend growth of 0.00% year and a payout ratio of 0.00%. On the other hand, ICICI Bank reports a 5-year dividend growth of 0.00% year and a payout ratio of 0.00%.

Value Investors:

Value investors focus on financial metrics to determine a stock's intrinsic value compared to its market value. The Price-to-Earnings (P/E) Ratio links stock price to a company's earnings per share, with UTI P/E ratio at -10.37 and ICICI Bank's P/E ratio at 19.60. Another crucial valuation metric is the Price-to-Book (P/B) Ratio, which compares stock price with book value per share. UTI P/B ratio is 61.76 while ICICI Bank's P/B ratio is 3.31.

Growth Investors:

Growth investors prioritize metrics indicative of a company's expansion potential. Focusing on top-line growth, UTI has seen a 5-year revenue growth of -0.60%, while ICICI Bank's is 0.46%. Return on Equity (ROE) measures how effectively a company uses equity investment to generate earnings, with UTI's ROE at -268.34% and ICICI Bank's ROE at 18.00%.

Retail Investors:

Retail investors often consider stock affordability and company familiarity. For example, day low prices are ₩21950.00 for UTI and $31.03 for ICICI Bank. Over the past year, UTI's prices ranged from ₩19250.00 to ₩42550.00, with a yearly change of 121.04%. ICICI Bank's prices fluctuated between $23.16 and $32.14, with a yearly change of 38.77%. Brand recognition also plays a role, as familiarity with a company can influence investment decisions.