UTI vs Bandhan Bank Which Is More Attractive?

UTI and Bandhan Bank are two prominent names in the Indian financial market. UTI, a well-established asset management company, has a strong reputation for offering various investment products to investors. On the other hand, Bandhan Bank, a relatively newer player in the banking sector, has shown impressive growth since its inception. Both stocks have their unique strengths and weaknesses, making them attractive options for investors looking to diversify their portfolios in the financial sector.

UTI or Bandhan Bank?

When comparing UTI and Bandhan Bank, different investors may prioritize various metrics based on their investment strategies and goals. So, ask yourself what type of investor you are. This will guide you in determining which metrics are most important for your investment decision between UTI and Bandhan Bank.

Dividend Investors:

Dividend investors look for stable and growing income streams, using dividend metrics to assess potential investments. A company's dividend yield essentially measures the size of its dividend relative to the total market value of the company. UTI has a dividend yield of -%, while Bandhan Bank has a dividend yield of 0.85%. Beyond the yield itself, considering the growth and sustainability of these dividends is also crucial. UTI reports a 5-year dividend growth of 0.00% year and a payout ratio of 0.00%. On the other hand, Bandhan Bank reports a 5-year dividend growth of 0.00% year and a payout ratio of 0.00%.

Value Investors:

Value investors focus on financial metrics to determine a stock's intrinsic value compared to its market value. The Price-to-Earnings (P/E) Ratio links stock price to a company's earnings per share, with UTI P/E ratio at -10.37 and Bandhan Bank's P/E ratio at 10.14. Another crucial valuation metric is the Price-to-Book (P/B) Ratio, which compares stock price with book value per share. UTI P/B ratio is 61.76 while Bandhan Bank's P/B ratio is 1.19.

Growth Investors:

Growth investors prioritize metrics indicative of a company's expansion potential. Focusing on top-line growth, UTI has seen a 5-year revenue growth of -0.60%, while Bandhan Bank's is 1.80%. Return on Equity (ROE) measures how effectively a company uses equity investment to generate earnings, with UTI's ROE at -268.34% and Bandhan Bank's ROE at 12.61%.

Retail Investors:

Retail investors often consider stock affordability and company familiarity. For example, day low prices are ₩21950.00 for UTI and ₹173.40 for Bandhan Bank. Over the past year, UTI's prices ranged from ₩19250.00 to ₩42550.00, with a yearly change of 121.04%. Bandhan Bank's prices fluctuated between ₹162.80 and ₹263.10, with a yearly change of 61.61%. Brand recognition also plays a role, as familiarity with a company can influence investment decisions.