United Bancorporation of Alabama vs AUB Which Is More Profitable?

United Bancorporation of Alabama is a leading financial institution in the state, known for its strong performance and stability. On the other hand, AUB stocks are highly sought after by investors for their consistent growth and solid returns. Both companies have a strong presence in the financial market and have a reputation for delivering value to their shareholders. This comparison between United Bancorporation of Alabama and AUB stocks will delve into their financial performance, market trends, and potential for future growth.

United Bancorporation of Alabama or AUB?

When comparing United Bancorporation of Alabama and AUB, different investors may prioritize various metrics based on their investment strategies and goals. So, ask yourself what type of investor you are. This will guide you in determining which metrics are most important for your investment decision between United Bancorporation of Alabama and AUB.

Dividend Investors:

Dividend investors look for stable and growing income streams, using dividend metrics to assess potential investments. A company's dividend yield essentially measures the size of its dividend relative to the total market value of the company. United Bancorporation of Alabama has a dividend yield of 1.46%, while AUB has a dividend yield of 2.6%. Beyond the yield itself, considering the growth and sustainability of these dividends is also crucial. United Bancorporation of Alabama reports a 5-year dividend growth of 31.95% year and a payout ratio of 0.00%. On the other hand, AUB reports a 5-year dividend growth of 7.74% year and a payout ratio of 37.77%.

Value Investors:

Value investors focus on financial metrics to determine a stock's intrinsic value compared to its market value. The Price-to-Earnings (P/E) Ratio links stock price to a company's earnings per share, with United Bancorporation of Alabama P/E ratio at 6.81 and AUB's P/E ratio at 17.38. Another crucial valuation metric is the Price-to-Book (P/B) Ratio, which compares stock price with book value per share. United Bancorporation of Alabama P/B ratio is 0.76 while AUB's P/B ratio is 2.21.

Growth Investors:

Growth investors prioritize metrics indicative of a company's expansion potential. Focusing on top-line growth, United Bancorporation of Alabama has seen a 5-year revenue growth of 0.62%, while AUB's is 0.90%. Return on Equity (ROE) measures how effectively a company uses equity investment to generate earnings, with United Bancorporation of Alabama's ROE at 11.71% and AUB's ROE at 13.91%.

Retail Investors:

Retail investors often consider stock affordability and company familiarity. For example, day low prices are $56.25 for United Bancorporation of Alabama and A$30.01 for AUB. Over the past year, United Bancorporation of Alabama's prices ranged from $39.80 to $59.99, with a yearly change of 50.73%. AUB's prices fluctuated between A$26.39 and A$34.52, with a yearly change of 30.81%. Brand recognition also plays a role, as familiarity with a company can influence investment decisions.