TSI vs CSR Which Is a Better Investment?

TSI, or Total Social Impact, and CSR, or Corporate Social Responsibility, are two different approaches to investing that focus on the social and environmental impact of companies. TSI stocks prioritize companies that go beyond simply meeting legal requirements to actively making a positive impact on society and the environment. On the other hand, CSR stocks may focus more on companies that meet minimum ethical standards in their business practices. Both TSI and CSR stocks offer investors the opportunity to align their investments with their values while also potentially generating financial returns.

TSI or CSR?

When comparing TSI and CSR, different investors may prioritize various metrics based on their investment strategies and goals. So, ask yourself what type of investor you are. This will guide you in determining which metrics are most important for your investment decision between TSI and CSR.

Dividend Investors:

Dividend investors look for stable and growing income streams, using dividend metrics to assess potential investments. A company's dividend yield essentially measures the size of its dividend relative to the total market value of the company. TSI has a dividend yield of 1.45%, while CSR has a dividend yield of 1.34%. Beyond the yield itself, considering the growth and sustainability of these dividends is also crucial. TSI reports a 5-year dividend growth of 0.00% year and a payout ratio of 0.00%. On the other hand, CSR reports a 5-year dividend growth of 5.72% year and a payout ratio of 72.34%.

Value Investors:

Value investors focus on financial metrics to determine a stock's intrinsic value compared to its market value. The Price-to-Earnings (P/E) Ratio links stock price to a company's earnings per share, with TSI P/E ratio at 28.82 and CSR's P/E ratio at 18.53. Another crucial valuation metric is the Price-to-Book (P/B) Ratio, which compares stock price with book value per share. TSI P/B ratio is 0.80 while CSR's P/B ratio is 3.37.

Growth Investors:

Growth investors prioritize metrics indicative of a company's expansion potential. Focusing on top-line growth, TSI has seen a 5-year revenue growth of 0.12%, while CSR's is 0.13%. Return on Equity (ROE) measures how effectively a company uses equity investment to generate earnings, with TSI's ROE at 2.68% and CSR's ROE at 18.93%.

Retail Investors:

Retail investors often consider stock affordability and company familiarity. For example, day low prices are ¥1027.00 for TSI and A$8.96 for CSR. Over the past year, TSI's prices ranged from ¥636.00 to ¥1086.00, with a yearly change of 70.75%. CSR's prices fluctuated between A$5.05 and A$8.97, with a yearly change of 77.62%. Brand recognition also plays a role, as familiarity with a company can influence investment decisions.