South Indian Bank vs Yes Bank Which Performs Better?

South Indian Bank and Yes Bank are both prominent banks in India, offering a wide range of financial services to customers. However, their stock performance and market position have seen contrasting trends in recent years. South Indian Bank has shown resilience with a steady growth trajectory, while Yes Bank has faced challenges due to governance issues and turbulent market conditions. Investors are closely monitoring both stocks to gauge their potential for future returns and stability in the dynamic banking sector.

South Indian Bank or Yes Bank?

When comparing South Indian Bank and Yes Bank, different investors may prioritize various metrics based on their investment strategies and goals. So, ask yourself what type of investor you are. This will guide you in determining which metrics are most important for your investment decision between South Indian Bank and Yes Bank.

Dividend Investors:

Dividend investors look for stable and growing income streams, using dividend metrics to assess potential investments. A company's dividend yield essentially measures the size of its dividend relative to the total market value of the company. South Indian Bank has a dividend yield of 1.15%, while Yes Bank has a dividend yield of -%. Beyond the yield itself, considering the growth and sustainability of these dividends is also crucial. South Indian Bank reports a 5-year dividend growth of 0.00% year and a payout ratio of 0.00%. On the other hand, Yes Bank reports a 5-year dividend growth of 0.00% year and a payout ratio of 0.00%.

Value Investors:

Value investors focus on financial metrics to determine a stock's intrinsic value compared to its market value. The Price-to-Earnings (P/E) Ratio links stock price to a company's earnings per share, with South Indian Bank P/E ratio at 5.62 and Yes Bank's P/E ratio at 37.04. Another crucial valuation metric is the Price-to-Book (P/B) Ratio, which compares stock price with book value per share. South Indian Bank P/B ratio is 0.72 while Yes Bank's P/B ratio is 1.43.

Growth Investors:

Growth investors prioritize metrics indicative of a company's expansion potential. Focusing on top-line growth, South Indian Bank has seen a 5-year revenue growth of 0.52%, while Yes Bank's is -0.24%. Return on Equity (ROE) measures how effectively a company uses equity investment to generate earnings, with South Indian Bank's ROE at 13.93% and Yes Bank's ROE at 4.07%.

Retail Investors:

Retail investors often consider stock affordability and company familiarity. For example, day low prices are ₹25.33 for South Indian Bank and ₹20.70 for Yes Bank. Over the past year, South Indian Bank's prices ranged from ₹22.27 to ₹40.15, with a yearly change of 80.29%. Yes Bank's prices fluctuated between ₹19.02 and ₹32.85, with a yearly change of 72.71%. Brand recognition also plays a role, as familiarity with a company can influence investment decisions.