QBE Insurance vs Allianz Which Performs Better?

QBE Insurance Group Limited and Allianz SE are two major players in the insurance sector, each with a global presence and strong track record of financial performance. Both companies have demonstrated resilience and adaptability in the face of market volatility and economic challenges. Investors considering QBE Insurance vs Allianz stocks will need to weigh factors such as profitability, growth prospects, and risk management strategies. This comparison will help investors make informed decisions about which company aligns best with their investment goals and risk tolerance.

QBE Insurance or Allianz?

When comparing QBE Insurance and Allianz, different investors may prioritize various metrics based on their investment strategies and goals. So, ask yourself what type of investor you are. This will guide you in determining which metrics are most important for your investment decision between QBE Insurance and Allianz.

Dividend Investors:

Dividend investors look for stable and growing income streams, using dividend metrics to assess potential investments. A company's dividend yield essentially measures the size of its dividend relative to the total market value of the company. QBE Insurance has a dividend yield of 3.78%, while Allianz has a dividend yield of 5.44%. Beyond the yield itself, considering the growth and sustainability of these dividends is also crucial. QBE Insurance reports a 5-year dividend growth of 57.24% year and a payout ratio of 35.52%. On the other hand, Allianz reports a 5-year dividend growth of 6.96% year and a payout ratio of 0.00%.

Value Investors:

Value investors focus on financial metrics to determine a stock's intrinsic value compared to its market value. The Price-to-Earnings (P/E) Ratio links stock price to a company's earnings per share, with QBE Insurance P/E ratio at 11.06 and Allianz's P/E ratio at 1.21. Another crucial valuation metric is the Price-to-Book (P/B) Ratio, which compares stock price with book value per share. QBE Insurance P/B ratio is 1.91 while Allianz's P/B ratio is 0.20.

Growth Investors:

Growth investors prioritize metrics indicative of a company's expansion potential. Focusing on top-line growth, QBE Insurance has seen a 5-year revenue growth of 0.53%, while Allianz's is 9.80%. Return on Equity (ROE) measures how effectively a company uses equity investment to generate earnings, with QBE Insurance's ROE at 17.48% and Allianz's ROE at 17.69%.

Retail Investors:

Retail investors often consider stock affordability and company familiarity. For example, day low prices are $12.48 for QBE Insurance and $31.27 for Allianz. Over the past year, QBE Insurance's prices ranged from $9.12 to $13.35, with a yearly change of 46.38%. Allianz's prices fluctuated between $26.00 and $33.19, with a yearly change of 27.65%. Brand recognition also plays a role, as familiarity with a company can influence investment decisions.