Prudential Financial vs Prudential Which Is More Lucrative?

Prudential Financial and Prudential stocks are both entities associated with the Prudential brand, but they serve different purposes. Prudential Financial is a global financial services company offering insurance, investment management, and other financial solutions to individuals and institutions. On the other hand, Prudential stocks refer to shares of the company traded on stock exchanges, allowing investors to own a portion of the company and potentially benefit from its financial performance. These two entities cater to different audiences and have distinct roles in the financial markets.

Prudential Financial or Prudential?

When comparing Prudential Financial and Prudential, different investors may prioritize various metrics based on their investment strategies and goals. So, ask yourself what type of investor you are. This will guide you in determining which metrics are most important for your investment decision between Prudential Financial and Prudential.

Dividend Investors:

Dividend investors look for stable and growing income streams, using dividend metrics to assess potential investments. A company's dividend yield essentially measures the size of its dividend relative to the total market value of the company. Prudential Financial has a dividend yield of 4.12%, while Prudential has a dividend yield of 2.57%. Beyond the yield itself, considering the growth and sustainability of these dividends is also crucial. Prudential Financial reports a 5-year dividend growth of 6.79% year and a payout ratio of 46.21%. On the other hand, Prudential reports a 5-year dividend growth of -21.72% year and a payout ratio of 64.04%.

Value Investors:

Value investors focus on financial metrics to determine a stock's intrinsic value compared to its market value. The Price-to-Earnings (P/E) Ratio links stock price to a company's earnings per share, with Prudential Financial P/E ratio at 11.03 and Prudential's P/E ratio at 25.78. Another crucial valuation metric is the Price-to-Book (P/B) Ratio, which compares stock price with book value per share. Prudential Financial P/B ratio is 80.09 while Prudential's P/B ratio is 1.39.

Growth Investors:

Growth investors prioritize metrics indicative of a company's expansion potential. Focusing on top-line growth, Prudential Financial has seen a 5-year revenue growth of -0.01%, while Prudential's is -0.68%. Return on Equity (ROE) measures how effectively a company uses equity investment to generate earnings, with Prudential Financial's ROE at 19.45% and Prudential's ROE at 5.12%.

Retail Investors:

Retail investors often consider stock affordability and company familiarity. For example, day low prices are $122.96 for Prudential Financial and $16.34 for Prudential. Over the past year, Prudential Financial's prices ranged from $91.07 to $129.13, with a yearly change of 41.79%. Prudential's prices fluctuated between $15.77 and $23.73, with a yearly change of 50.48%. Brand recognition also plays a role, as familiarity with a company can influence investment decisions.