NCR vs Fiserv Which Is More Profitable?

NCR and Fiserv are two prominent companies in the financial services industry, both providing a range of solutions for banks, credit unions, and other organizations. While NCR specializes in ATM and point-of-sale technology, Fiserv focuses on financial software and payment processing services. Investors evaluating these stocks may consider factors such as revenue growth, market share, and technological innovation. Both companies have experienced fluctuations in their stock prices in recent years, presenting opportunities for potential investors to capitalize on market trends.

NCR or Fiserv?

When comparing NCR and Fiserv, different investors may prioritize various metrics based on their investment strategies and goals. So, ask yourself what type of investor you are. This will guide you in determining which metrics are most important for your investment decision between NCR and Fiserv.

Dividend Investors:

Dividend investors look for stable and growing income streams, using dividend metrics to assess potential investments. A company's dividend yield essentially measures the size of its dividend relative to the total market value of the company. NCR has a dividend yield of -%, while Fiserv has a dividend yield of -%. Beyond the yield itself, considering the growth and sustainability of these dividends is also crucial. NCR reports a 5-year dividend growth of 0.00% year and a payout ratio of -2.70%. On the other hand, Fiserv reports a 5-year dividend growth of 0.00% year and a payout ratio of 36.01%.

Value Investors:

Value investors focus on financial metrics to determine a stock's intrinsic value compared to its market value. The Price-to-Earnings (P/E) Ratio links stock price to a company's earnings per share, with NCR P/E ratio at -3.76 and Fiserv's P/E ratio at 40.24. Another crucial valuation metric is the Price-to-Book (P/B) Ratio, which compares stock price with book value per share. NCR P/B ratio is 10.94 while Fiserv's P/B ratio is 4.44.

Growth Investors:

Growth investors prioritize metrics indicative of a company's expansion potential. Focusing on top-line growth, NCR has seen a 5-year revenue growth of -0.50%, while Fiserv's is 1.17%. Return on Equity (ROE) measures how effectively a company uses equity investment to generate earnings, with NCR's ROE at -93.41% and Fiserv's ROE at 10.69%.

Retail Investors:

Retail investors often consider stock affordability and company familiarity. For example, day low prices are $14.22 for NCR and $212.56 for Fiserv. Over the past year, NCR's prices ranged from $11.00 to $30.69, with a yearly change of 179.02%. Fiserv's prices fluctuated between $121.07 and $215.45, with a yearly change of 77.95%. Brand recognition also plays a role, as familiarity with a company can influence investment decisions.