Marqeta vs Adyen Which Is Stronger?

Marqeta and Adyen are two rapidly growing companies in the fintech industry, both offering innovative payment solutions and technology platforms for businesses around the world. Marqeta specializes in modernizing payment processing with its customizable APIs and virtual card technology, while Adyen is known for its global payment platform that enables seamless transactions across various channels. Investors are closely watching these companies as they compete for market share and continue to disrupt the traditional financial services sector with their cutting-edge technologies.

Marqeta or Adyen?

When comparing Marqeta and Adyen, different investors may prioritize various metrics based on their investment strategies and goals. So, ask yourself what type of investor you are. This will guide you in determining which metrics are most important for your investment decision between Marqeta and Adyen.

Dividend Investors:

Dividend investors look for stable and growing income streams, using dividend metrics to assess potential investments. A company's dividend yield essentially measures the size of its dividend relative to the total market value of the company. Marqeta has a dividend yield of -%, while Adyen has a dividend yield of -%. Beyond the yield itself, considering the growth and sustainability of these dividends is also crucial. Marqeta reports a 5-year dividend growth of 0.00% year and a payout ratio of 0.00%. On the other hand, Adyen reports a 5-year dividend growth of 0.00% year and a payout ratio of 0.00%.

Value Investors:

Value investors focus on financial metrics to determine a stock's intrinsic value compared to its market value. The Price-to-Earnings (P/E) Ratio links stock price to a company's earnings per share, with Marqeta P/E ratio at 149.65 and Adyen's P/E ratio at 49.16. Another crucial valuation metric is the Price-to-Book (P/B) Ratio, which compares stock price with book value per share. Marqeta P/B ratio is 1.92 while Adyen's P/B ratio is 11.35.

Growth Investors:

Growth investors prioritize metrics indicative of a company's expansion potential. Focusing on top-line growth, Marqeta has seen a 5-year revenue growth of 3.76%, while Adyen's is 0.07%. Return on Equity (ROE) measures how effectively a company uses equity investment to generate earnings, with Marqeta's ROE at 1.20% and Adyen's ROE at 24.55%.

Retail Investors:

Retail investors often consider stock affordability and company familiarity. For example, day low prices are $3.81 for Marqeta and €1281.00 for Adyen. Over the past year, Marqeta's prices ranged from $3.37 to $7.36, with a yearly change of 118.40%. Adyen's prices fluctuated between €945.40 and €1591.20, with a yearly change of 68.31%. Brand recognition also plays a role, as familiarity with a company can influence investment decisions.