Marcus vs Upstart Which Performs Better?

Marcus vs Upstart stocks is a comparison between two investment platforms that cater to different types of investors. Marcus, a platform by Goldman Sachs, offers traditional investing options, while Upstart stocks target younger, tech-savvy investors looking for innovative opportunities. While Marcus provides stability and reliability, Upstart stocks bring a fresh take on investing with cutting-edge technology and personalized recommendations. Both platforms have their strengths and weaknesses, making it essential for investors to weigh their options carefully before making a decision.

Marcus or Upstart?

When comparing Marcus and Upstart, different investors may prioritize various metrics based on their investment strategies and goals. So, ask yourself what type of investor you are. This will guide you in determining which metrics are most important for your investment decision between Marcus and Upstart.

Dividend Investors:

Dividend investors look for stable and growing income streams, using dividend metrics to assess potential investments. A company's dividend yield essentially measures the size of its dividend relative to the total market value of the company. Marcus has a dividend yield of 1.25%, while Upstart has a dividend yield of -%. Beyond the yield itself, considering the growth and sustainability of these dividends is also crucial. Marcus reports a 5-year dividend growth of -13.65% year and a payout ratio of -86.08%. On the other hand, Upstart reports a 5-year dividend growth of 0.00% year and a payout ratio of 0.00%.

Value Investors:

Value investors focus on financial metrics to determine a stock's intrinsic value compared to its market value. The Price-to-Earnings (P/E) Ratio links stock price to a company's earnings per share, with Marcus P/E ratio at -70.22 and Upstart's P/E ratio at -41.34. Another crucial valuation metric is the Price-to-Book (P/B) Ratio, which compares stock price with book value per share. Marcus P/B ratio is 1.55 while Upstart's P/B ratio is 11.68.

Growth Investors:

Growth investors prioritize metrics indicative of a company's expansion potential. Focusing on top-line growth, Marcus has seen a 5-year revenue growth of -0.08%, while Upstart's is -0.31%. Return on Equity (ROE) measures how effectively a company uses equity investment to generate earnings, with Marcus's ROE at -2.22% and Upstart's ROE at -27.60%.

Retail Investors:

Retail investors often consider stock affordability and company familiarity. For example, day low prices are $22.08 for Marcus and $74.01 for Upstart. Over the past year, Marcus's prices ranged from $9.56 to $23.16, with a yearly change of 142.26%. Upstart's prices fluctuated between $20.60 and $86.07, with a yearly change of 317.82%. Brand recognition also plays a role, as familiarity with a company can influence investment decisions.