Kotak Mahindra Bank vs Yes Bank Which Is Stronger?

Kotak Mahindra Bank and Yes Bank are two prominent players in the Indian banking sector. While Kotak Mahindra Bank has established itself as a stable and reliable institution with strong fundamentals and a proven track record of performance, Yes Bank has faced challenges in recent years, including a significant decline in stock value and concerns about its financial health. Investors are carefully monitoring these two banks as they navigate through the dynamic and competitive banking landscape in India.

Kotak Mahindra Bank or Yes Bank?

When comparing Kotak Mahindra Bank and Yes Bank, different investors may prioritize various metrics based on their investment strategies and goals. So, ask yourself what type of investor you are. This will guide you in determining which metrics are most important for your investment decision between Kotak Mahindra Bank and Yes Bank.

Dividend Investors:

Dividend investors look for stable and growing income streams, using dividend metrics to assess potential investments. A company's dividend yield essentially measures the size of its dividend relative to the total market value of the company. Kotak Mahindra Bank has a dividend yield of 0.11%, while Yes Bank has a dividend yield of -%. Beyond the yield itself, considering the growth and sustainability of these dividends is also crucial. Kotak Mahindra Bank reports a 5-year dividend growth of 20.11% year and a payout ratio of 0.00%. On the other hand, Yes Bank reports a 5-year dividend growth of 0.00% year and a payout ratio of 0.00%.

Value Investors:

Value investors focus on financial metrics to determine a stock's intrinsic value compared to its market value. The Price-to-Earnings (P/E) Ratio links stock price to a company's earnings per share, with Kotak Mahindra Bank P/E ratio at 15.92 and Yes Bank's P/E ratio at 37.23. Another crucial valuation metric is the Price-to-Book (P/B) Ratio, which compares stock price with book value per share. Kotak Mahindra Bank P/B ratio is 2.39 while Yes Bank's P/B ratio is 1.44.

Growth Investors:

Growth investors prioritize metrics indicative of a company's expansion potential. Focusing on top-line growth, Kotak Mahindra Bank has seen a 5-year revenue growth of 1.23%, while Yes Bank's is -0.24%. Return on Equity (ROE) measures how effectively a company uses equity investment to generate earnings, with Kotak Mahindra Bank's ROE at 16.74% and Yes Bank's ROE at 4.07%.

Retail Investors:

Retail investors often consider stock affordability and company familiarity. For example, day low prices are ₹1765.35 for Kotak Mahindra Bank and ₹21.12 for Yes Bank. Over the past year, Kotak Mahindra Bank's prices ranged from ₹1543.85 to ₹1942.00, with a yearly change of 25.79%. Yes Bank's prices fluctuated between ₹19.02 and ₹32.85, with a yearly change of 72.71%. Brand recognition also plays a role, as familiarity with a company can influence investment decisions.