Indian Bank vs Central Bank of India Which Performs Better?

Indian Bank and Central Bank of India are two major players in the Indian banking sector, with extensive reach and presence across the country. Both banks have a long and storied history, having been established in the early 20th century. Despite being categorized under the same industry, the stocks of these two banks have their own unique qualities and performance metrics. Investors often compare and analyze the stock performance of Indian Bank and Central Bank of India to make informed investment decisions.

Indian Bank

Central Bank of India

Stock Price
Day Low₹558.05
Day High₹581.50
Year Low₹391.00
Year High₹632.70
Yearly Change61.82%
Revenue
Revenue Per Share₹314.29
5 Year Revenue Growth1.58%
10 Year Revenue Growth3.01%
Profit
Gross Profit Margin1.22%
Operating Profit Margin-0.01%
Net Profit Margin0.23%
Stock Price
Day Low₹56.45
Day High₹59.20
Year Low₹46.20
Year High₹76.90
Yearly Change66.45%
Revenue
Revenue Per Share₹33.10
5 Year Revenue Growth2.84%
10 Year Revenue Growth3.20%
Profit
Gross Profit Margin1.17%
Operating Profit Margin-0.10%
Net Profit Margin0.12%

Indian Bank

Central Bank of India

Financial Ratios
P/E ratio7.81
PEG ratio0.10
P/B ratio1.16
ROE16.44%
Payout ratio0.00%
Current ratio0.00
Quick ratio0.00
Cash ratio0.00
Dividend
Dividend Yield2.09%
5 Year Dividend Yield0.00%
10 Year Dividend Yield0.00%
Indian Bank Dividend History
Financial Ratios
P/E ratio14.73
PEG ratio-0.24
P/B ratio1.50
ROE10.57%
Payout ratio0.00%
Current ratio0.00
Quick ratio0.00
Cash ratio0.00
Dividend
Dividend Yield-%
5 Year Dividend Yield0.00%
10 Year Dividend Yield0.00%
Central Bank of India Dividend History

Indian Bank or Central Bank of India?

When comparing Indian Bank and Central Bank of India, different investors may prioritize various metrics based on their investment strategies and goals. So, ask yourself what type of investor you are. This will guide you in determining which metrics are most important for your investment decision between Indian Bank and Central Bank of India.

Dividend Investors:

Dividend investors look for stable and growing income streams, using dividend metrics to assess potential investments. A company's dividend yield essentially measures the size of its dividend relative to the total market value of the company. Indian Bank has a dividend yield of 2.09%, while Central Bank of India has a dividend yield of -%. Beyond the yield itself, considering the growth and sustainability of these dividends is also crucial. Indian Bank reports a 5-year dividend growth of 0.00% year and a payout ratio of 0.00%. On the other hand, Central Bank of India reports a 5-year dividend growth of 0.00% year and a payout ratio of 0.00%.

Value Investors:

Value investors focus on financial metrics to determine a stock's intrinsic value compared to its market value. The Price-to-Earnings (P/E) Ratio links stock price to a company's earnings per share, with Indian Bank P/E ratio at 7.81 and Central Bank of India's P/E ratio at 14.73. Another crucial valuation metric is the Price-to-Book (P/B) Ratio, which compares stock price with book value per share. Indian Bank P/B ratio is 1.16 while Central Bank of India's P/B ratio is 1.50.

Growth Investors:

Growth investors prioritize metrics indicative of a company's expansion potential. Focusing on top-line growth, Indian Bank has seen a 5-year revenue growth of 1.58%, while Central Bank of India's is 2.84%. Return on Equity (ROE) measures how effectively a company uses equity investment to generate earnings, with Indian Bank's ROE at 16.44% and Central Bank of India's ROE at 10.57%.

Retail Investors:

Retail investors often consider stock affordability and company familiarity. For example, day low prices are ₹558.05 for Indian Bank and ₹56.45 for Central Bank of India. Over the past year, Indian Bank's prices ranged from ₹391.00 to ₹632.70, with a yearly change of 61.82%. Central Bank of India's prices fluctuated between ₹46.20 and ₹76.90, with a yearly change of 66.45%. Brand recognition also plays a role, as familiarity with a company can influence investment decisions.

Comparision