ICICI Bank vs Yes Bank Which Is More Profitable?

ICICI Bank and Yes Bank are two prominent banking giants in the Indian financial market. Both banks have a strong presence and reputation in the banking industry, offering a wide range of financial products and services to their customers. However, there are significant differences between the two when it comes to their performance and stock market valuation. Investors closely monitor the stocks of ICICI Bank and Yes Bank to make informed decisions about their investment portfolios.

ICICI Bank or Yes Bank?

When comparing ICICI Bank and Yes Bank, different investors may prioritize various metrics based on their investment strategies and goals. So, ask yourself what type of investor you are. This will guide you in determining which metrics are most important for your investment decision between ICICI Bank and Yes Bank.

Dividend Investors:

Dividend investors look for stable and growing income streams, using dividend metrics to assess potential investments. A company's dividend yield essentially measures the size of its dividend relative to the total market value of the company. ICICI Bank has a dividend yield of 0.01%, while Yes Bank has a dividend yield of -%. Beyond the yield itself, considering the growth and sustainability of these dividends is also crucial. ICICI Bank reports a 5-year dividend growth of 0.00% year and a payout ratio of 0.00%. On the other hand, Yes Bank reports a 5-year dividend growth of 0.00% year and a payout ratio of 0.00%.

Value Investors:

Value investors focus on financial metrics to determine a stock's intrinsic value compared to its market value. The Price-to-Earnings (P/E) Ratio links stock price to a company's earnings per share, with ICICI Bank P/E ratio at 19.68 and Yes Bank's P/E ratio at 37.04. Another crucial valuation metric is the Price-to-Book (P/B) Ratio, which compares stock price with book value per share. ICICI Bank P/B ratio is 3.33 while Yes Bank's P/B ratio is 1.43.

Growth Investors:

Growth investors prioritize metrics indicative of a company's expansion potential. Focusing on top-line growth, ICICI Bank has seen a 5-year revenue growth of 0.46%, while Yes Bank's is -0.24%. Return on Equity (ROE) measures how effectively a company uses equity investment to generate earnings, with ICICI Bank's ROE at 18.00% and Yes Bank's ROE at 4.07%.

Retail Investors:

Retail investors often consider stock affordability and company familiarity. For example, day low prices are $31.09 for ICICI Bank and ₹20.70 for Yes Bank. Over the past year, ICICI Bank's prices ranged from $23.16 to $32.14, with a yearly change of 38.77%. Yes Bank's prices fluctuated between ₹19.02 and ₹32.85, with a yearly change of 72.71%. Brand recognition also plays a role, as familiarity with a company can influence investment decisions.