Guardian Capital vs Voya Financial Which Is More Profitable?

Guardian Capital and Voya Financial are both prominent players in the financial services industry, with a focus on wealth management and investment products. While Guardian Capital has a reputation for its strong performance in managing assets and delivering consistent returns to investors, Voya Financial is known for its innovative retirement and employee benefit solutions. Both companies have a proven track record of success, but investors may want to consider factors such as market trends and financial stability when evaluating their stock performance.

Guardian Capital or Voya Financial?

When comparing Guardian Capital and Voya Financial, different investors may prioritize various metrics based on their investment strategies and goals. So, ask yourself what type of investor you are. This will guide you in determining which metrics are most important for your investment decision between Guardian Capital and Voya Financial.

Dividend Investors:

Dividend investors look for stable and growing income streams, using dividend metrics to assess potential investments. A company's dividend yield essentially measures the size of its dividend relative to the total market value of the company. Guardian Capital has a dividend yield of 3.48%, while Voya Financial has a dividend yield of 2.59%. Beyond the yield itself, considering the growth and sustainability of these dividends is also crucial. Guardian Capital reports a 5-year dividend growth of 21.54% year and a payout ratio of 33.86%. On the other hand, Voya Financial reports a 5-year dividend growth of 97.44% year and a payout ratio of 30.49%.

Value Investors:

Value investors focus on financial metrics to determine a stock's intrinsic value compared to its market value. The Price-to-Earnings (P/E) Ratio links stock price to a company's earnings per share, with Guardian Capital P/E ratio at 9.35 and Voya Financial's P/E ratio at 13.63. Another crucial valuation metric is the Price-to-Book (P/B) Ratio, which compares stock price with book value per share. Guardian Capital P/B ratio is 0.78 while Voya Financial's P/B ratio is 2.00.

Growth Investors:

Growth investors prioritize metrics indicative of a company's expansion potential. Focusing on top-line growth, Guardian Capital has seen a 5-year revenue growth of -0.03%, while Voya Financial's is 0.26%. Return on Equity (ROE) measures how effectively a company uses equity investment to generate earnings, with Guardian Capital's ROE at 8.33% and Voya Financial's ROE at 16.18%.

Retail Investors:

Retail investors often consider stock affordability and company familiarity. For example, day low prices are C$44.00 for Guardian Capital and $80.59 for Voya Financial. Over the past year, Guardian Capital's prices ranged from C$39.47 to C$52.13, with a yearly change of 32.07%. Voya Financial's prices fluctuated between $63.11 and $84.30, with a yearly change of 33.58%. Brand recognition also plays a role, as familiarity with a company can influence investment decisions.