Guardian Capital vs Unum Which Is More Promising?

Guardian Capital and Unum are both leading financial services companies with a strong presence in the investment sector. Guardian Capital boasts a diverse portfolio management approach, utilizing a combination of fundamental analysis and quantitative models to drive returns for its clients. On the other hand, Unum focuses on providing insurance and financial protection products, catering to individuals and businesses. Both companies have seen positive growth and performance in the market, making them attractive options for investors seeking stability and potential returns.

Guardian Capital or Unum?

When comparing Guardian Capital and Unum, different investors may prioritize various metrics based on their investment strategies and goals. So, ask yourself what type of investor you are. This will guide you in determining which metrics are most important for your investment decision between Guardian Capital and Unum.

Dividend Investors:

Dividend investors look for stable and growing income streams, using dividend metrics to assess potential investments. A company's dividend yield essentially measures the size of its dividend relative to the total market value of the company. Guardian Capital has a dividend yield of 3.46%, while Unum has a dividend yield of 2.13%. Beyond the yield itself, considering the growth and sustainability of these dividends is also crucial. Guardian Capital reports a 5-year dividend growth of 21.54% year and a payout ratio of 33.86%. On the other hand, Unum reports a 5-year dividend growth of 7.24% year and a payout ratio of 16.51%.

Value Investors:

Value investors focus on financial metrics to determine a stock's intrinsic value compared to its market value. The Price-to-Earnings (P/E) Ratio links stock price to a company's earnings per share, with Guardian Capital P/E ratio at 9.40 and Unum's P/E ratio at 7.81. Another crucial valuation metric is the Price-to-Book (P/B) Ratio, which compares stock price with book value per share. Guardian Capital P/B ratio is 0.78 while Unum's P/B ratio is 1.26.

Growth Investors:

Growth investors prioritize metrics indicative of a company's expansion potential. Focusing on top-line growth, Guardian Capital has seen a 5-year revenue growth of -0.03%, while Unum's is 0.19%. Return on Equity (ROE) measures how effectively a company uses equity investment to generate earnings, with Guardian Capital's ROE at 8.33% and Unum's ROE at 17.06%.

Retail Investors:

Retail investors often consider stock affordability and company familiarity. For example, day low prices are C$44.59 for Guardian Capital and $73.31 for Unum. Over the past year, Guardian Capital's prices ranged from C$39.47 to C$52.13, with a yearly change of 32.07%. Unum's prices fluctuated between $43.26 and $77.63, with a yearly change of 79.45%. Brand recognition also plays a role, as familiarity with a company can influence investment decisions.