Guardian Capital vs Aflac Which Is More Lucrative?

Guardian Capital and Aflac are two well-known companies in the financial sector, with both companies having a strong track record of delivering solid returns for investors. Guardian Capital is a leading investment management firm, offering a diverse range of products and services to its clients. Aflac, on the other hand, is an insurance company known for its supplemental insurance policies. Both companies have experienced growth in recent years, but investors may want to consider factors such as market trends, financial performance, and economic conditions when deciding between Guardian Capital and Aflac stocks.

Guardian Capital or Aflac?

When comparing Guardian Capital and Aflac, different investors may prioritize various metrics based on their investment strategies and goals. So, ask yourself what type of investor you are. This will guide you in determining which metrics are most important for your investment decision between Guardian Capital and Aflac.

Dividend Investors:

Dividend investors look for stable and growing income streams, using dividend metrics to assess potential investments. A company's dividend yield essentially measures the size of its dividend relative to the total market value of the company. Guardian Capital has a dividend yield of 3.46%, while Aflac has a dividend yield of 1.91%. Beyond the yield itself, considering the growth and sustainability of these dividends is also crucial. Guardian Capital reports a 5-year dividend growth of 21.54% year and a payout ratio of 33.86%. On the other hand, Aflac reports a 5-year dividend growth of 5.26% year and a payout ratio of 27.72%.

Value Investors:

Value investors focus on financial metrics to determine a stock's intrinsic value compared to its market value. The Price-to-Earnings (P/E) Ratio links stock price to a company's earnings per share, with Guardian Capital P/E ratio at 9.40 and Aflac's P/E ratio at 15.31. Another crucial valuation metric is the Price-to-Book (P/B) Ratio, which compares stock price with book value per share. Guardian Capital P/B ratio is 0.78 while Aflac's P/B ratio is 2.35.

Growth Investors:

Growth investors prioritize metrics indicative of a company's expansion potential. Focusing on top-line growth, Guardian Capital has seen a 5-year revenue growth of -0.03%, while Aflac's is 0.11%. Return on Equity (ROE) measures how effectively a company uses equity investment to generate earnings, with Guardian Capital's ROE at 8.33% and Aflac's ROE at 15.81%.

Retail Investors:

Retail investors often consider stock affordability and company familiarity. For example, day low prices are C$44.59 for Guardian Capital and $104.19 for Aflac. Over the past year, Guardian Capital's prices ranged from C$39.47 to C$52.13, with a yearly change of 32.07%. Aflac's prices fluctuated between $75.08 and $115.50, with a yearly change of 53.84%. Brand recognition also plays a role, as familiarity with a company can influence investment decisions.