Flywire vs Wise Which Is More Profitable?

Flywire and Wise stocks are two prominent financial services companies that offer solutions for international money transfers and currency exchange. Both companies provide users with fast, secure, and cost-effective ways to send money internationally, making it easier for individuals and businesses to conduct transactions across borders. With competitive exchange rates and low fees, both Flywire and Wise stocks have gained popularity among customers looking for convenient and efficient ways to manage their global finances.

Flywire or Wise?

When comparing Flywire and Wise, different investors may prioritize various metrics based on their investment strategies and goals. So, ask yourself what type of investor you are. This will guide you in determining which metrics are most important for your investment decision between Flywire and Wise.

Dividend Investors:

Dividend investors look for stable and growing income streams, using dividend metrics to assess potential investments. A company's dividend yield essentially measures the size of its dividend relative to the total market value of the company. Flywire has a dividend yield of -%, while Wise has a dividend yield of -%. Beyond the yield itself, considering the growth and sustainability of these dividends is also crucial. Flywire reports a 5-year dividend growth of 0.00% year and a payout ratio of 0.00%. On the other hand, Wise reports a 5-year dividend growth of 0.00% year and a payout ratio of -134.54%.

Value Investors:

Value investors focus on financial metrics to determine a stock's intrinsic value compared to its market value. The Price-to-Earnings (P/E) Ratio links stock price to a company's earnings per share, with Flywire P/E ratio at 133.49 and Wise's P/E ratio at -5.52. Another crucial valuation metric is the Price-to-Book (P/B) Ratio, which compares stock price with book value per share. Flywire P/B ratio is 3.18 while Wise's P/B ratio is 1.61.

Growth Investors:

Growth investors prioritize metrics indicative of a company's expansion potential. Focusing on top-line growth, Flywire has seen a 5-year revenue growth of 2.74%, while Wise's is -0.14%. Return on Equity (ROE) measures how effectively a company uses equity investment to generate earnings, with Flywire's ROE at 2.49% and Wise's ROE at -26.16%.

Retail Investors:

Retail investors often consider stock affordability and company familiarity. For example, day low prices are $21.32 for Flywire and kr16.05 for Wise. Over the past year, Flywire's prices ranged from $15.19 to $31.54, with a yearly change of 107.64%. Wise's prices fluctuated between kr15.90 and kr34.50, with a yearly change of 116.98%. Brand recognition also plays a role, as familiarity with a company can influence investment decisions.