Flywire vs PayPal Which Outperforms?

Flywire and PayPal are two prominent companies in the digital payment industry. Both offer online payment solutions that cater to a wide range of customers and businesses. While PayPal is a well-established player with a strong presence in the market, Flywire is a rising star known for its innovative approach to international payments. Investors looking to capitalize on the growing demand for digital payment solutions may consider exploring the differences between Flywire and PayPal stocks to make informed investment decisions.

Flywire or PayPal?

When comparing Flywire and PayPal, different investors may prioritize various metrics based on their investment strategies and goals. So, ask yourself what type of investor you are. This will guide you in determining which metrics are most important for your investment decision between Flywire and PayPal.

Dividend Investors:

Dividend investors look for stable and growing income streams, using dividend metrics to assess potential investments. A company's dividend yield essentially measures the size of its dividend relative to the total market value of the company. Flywire has a dividend yield of -%, while PayPal has a dividend yield of -%. Beyond the yield itself, considering the growth and sustainability of these dividends is also crucial. Flywire reports a 5-year dividend growth of 0.00% year and a payout ratio of 0.00%. On the other hand, PayPal reports a 5-year dividend growth of 0.00% year and a payout ratio of 0.00%.

Value Investors:

Value investors focus on financial metrics to determine a stock's intrinsic value compared to its market value. The Price-to-Earnings (P/E) Ratio links stock price to a company's earnings per share, with Flywire P/E ratio at 144.06 and PayPal's P/E ratio at 19.93. Another crucial valuation metric is the Price-to-Book (P/B) Ratio, which compares stock price with book value per share. Flywire P/B ratio is 3.43 while PayPal's P/B ratio is 4.37.

Growth Investors:

Growth investors prioritize metrics indicative of a company's expansion potential. Focusing on top-line growth, Flywire has seen a 5-year revenue growth of 2.74%, while PayPal's is 1.07%. Return on Equity (ROE) measures how effectively a company uses equity investment to generate earnings, with Flywire's ROE at 2.49% and PayPal's ROE at 21.46%.

Retail Investors:

Retail investors often consider stock affordability and company familiarity. For example, day low prices are $21.25 for Flywire and $83.38 for PayPal. Over the past year, Flywire's prices ranged from $15.19 to $31.54, with a yearly change of 107.64%. PayPal's prices fluctuated between $53.98 and $87.47, with a yearly change of 62.04%. Brand recognition also plays a role, as familiarity with a company can influence investment decisions.