FlexShopper vs Sezzle Which Is More Reliable?

FlexShopper and Sezzle are two prominent players in the rapidly growing buy-now-pay-later industry. Both companies offer consumers the option to make purchases and pay for them in installments, making it easier for individuals to afford big-ticket items. FlexShopper's stock has shown stability and consistent growth, while Sezzle has experienced significant fluctuations in its stock price. Investors are closely monitoring both companies to assess their financial health and potential for future growth in the competitive buy-now-pay-later market.

FlexShopper or Sezzle?

When comparing FlexShopper and Sezzle, different investors may prioritize various metrics based on their investment strategies and goals. So, ask yourself what type of investor you are. This will guide you in determining which metrics are most important for your investment decision between FlexShopper and Sezzle.

Dividend Investors:

Dividend investors look for stable and growing income streams, using dividend metrics to assess potential investments. A company's dividend yield essentially measures the size of its dividend relative to the total market value of the company. FlexShopper has a dividend yield of -%, while Sezzle has a dividend yield of -%. Beyond the yield itself, considering the growth and sustainability of these dividends is also crucial. FlexShopper reports a 5-year dividend growth of 0.00% year and a payout ratio of 0.00%. On the other hand, Sezzle reports a 5-year dividend growth of 0.00% year and a payout ratio of 0.00%.

Value Investors:

Value investors focus on financial metrics to determine a stock's intrinsic value compared to its market value. The Price-to-Earnings (P/E) Ratio links stock price to a company's earnings per share, with FlexShopper P/E ratio at 44.21 and Sezzle's P/E ratio at 30.55. Another crucial valuation metric is the Price-to-Book (P/B) Ratio, which compares stock price with book value per share. FlexShopper P/B ratio is 1.34 while Sezzle's P/B ratio is 28.03.

Growth Investors:

Growth investors prioritize metrics indicative of a company's expansion potential. Focusing on top-line growth, FlexShopper has seen a 5-year revenue growth of -0.27%, while Sezzle's is 3096.77%. Return on Equity (ROE) measures how effectively a company uses equity investment to generate earnings, with FlexShopper's ROE at 3.12% and Sezzle's ROE at 137.51%.

Retail Investors:

Retail investors often consider stock affordability and company familiarity. For example, day low prices are $1.77 for FlexShopper and $308.02 for Sezzle. Over the past year, FlexShopper's prices ranged from $0.97 to $2.19, with a yearly change of 125.77%. Sezzle's prices fluctuated between $13.30 and $477.52, with a yearly change of 3490.41%. Brand recognition also plays a role, as familiarity with a company can influence investment decisions.