FlexShopper vs Progressive Which Should You Buy?

FlexShopper and Progressive are two leading companies in the financial services industry, each offering unique solutions for customers looking to finance purchases. FlexShopper specializes in lease-to-own options for a variety of products, while Progressive offers stock options and financial assistance for customers looking to invest in the stock market. Both companies have experienced growth and success in their respective fields, but each has its own strengths and weaknesses that set them apart from one another. In this comparison, we will explore the key differences between FlexShopper and Progressive stocks to help you make an informed decision about where to invest your money.

FlexShopper or Progressive?

When comparing FlexShopper and Progressive, different investors may prioritize various metrics based on their investment strategies and goals. So, ask yourself what type of investor you are. This will guide you in determining which metrics are most important for your investment decision between FlexShopper and Progressive.

Dividend Investors:

Dividend investors look for stable and growing income streams, using dividend metrics to assess potential investments. A company's dividend yield essentially measures the size of its dividend relative to the total market value of the company. FlexShopper has a dividend yield of -%, while Progressive has a dividend yield of 0.45%. Beyond the yield itself, considering the growth and sustainability of these dividends is also crucial. FlexShopper reports a 5-year dividend growth of 0.00% year and a payout ratio of 0.00%. On the other hand, Progressive reports a 5-year dividend growth of -18.68% year and a payout ratio of 8.53%.

Value Investors:

Value investors focus on financial metrics to determine a stock's intrinsic value compared to its market value. The Price-to-Earnings (P/E) Ratio links stock price to a company's earnings per share, with FlexShopper P/E ratio at 49.47 and Progressive's P/E ratio at 18.38. Another crucial valuation metric is the Price-to-Book (P/B) Ratio, which compares stock price with book value per share. FlexShopper P/B ratio is 1.50 while Progressive's P/B ratio is 5.49.

Growth Investors:

Growth investors prioritize metrics indicative of a company's expansion potential. Focusing on top-line growth, FlexShopper has seen a 5-year revenue growth of -0.27%, while Progressive's is 0.93%. Return on Equity (ROE) measures how effectively a company uses equity investment to generate earnings, with FlexShopper's ROE at 3.12% and Progressive's ROE at 35.04%.

Retail Investors:

Retail investors often consider stock affordability and company familiarity. For example, day low prices are $1.90 for FlexShopper and $252.86 for Progressive. Over the past year, FlexShopper's prices ranged from $0.97 to $2.19, with a yearly change of 125.77%. Progressive's prices fluctuated between $149.14 and $270.62, with a yearly change of 81.45%. Brand recognition also plays a role, as familiarity with a company can influence investment decisions.