Fiserv vs Worldline Which Is a Smarter Choice?

Fiserv and Worldline are two major players in the financial technology industry, both offering a range of payment processing and digital solutions to clients worldwide. Fiserv, based in the United States, has a strong presence in the North American market, while Worldline, based in Europe, has a significant foothold in the European market. Both companies have shown steady growth in recent years, with Fiserv focusing on acquisitions to expand its offerings and Worldline emphasizing innovation and digital transformation. Investors interested in the financial technology sector should consider the potential of both Fiserv and Worldline stocks for their portfolios.

Fiserv or Worldline?

When comparing Fiserv and Worldline, different investors may prioritize various metrics based on their investment strategies and goals. So, ask yourself what type of investor you are. This will guide you in determining which metrics are most important for your investment decision between Fiserv and Worldline.

Dividend Investors:

Dividend investors look for stable and growing income streams, using dividend metrics to assess potential investments. A company's dividend yield essentially measures the size of its dividend relative to the total market value of the company. Fiserv has a dividend yield of -%, while Worldline has a dividend yield of -%. Beyond the yield itself, considering the growth and sustainability of these dividends is also crucial. Fiserv reports a 5-year dividend growth of 0.00% year and a payout ratio of 0.00%. On the other hand, Worldline reports a 5-year dividend growth of 0.00% year and a payout ratio of 0.00%.

Value Investors:

Value investors focus on financial metrics to determine a stock's intrinsic value compared to its market value. The Price-to-Earnings (P/E) Ratio links stock price to a company's earnings per share, with Fiserv P/E ratio at 38.33 and Worldline's P/E ratio at -0.83. Another crucial valuation metric is the Price-to-Book (P/B) Ratio, which compares stock price with book value per share. Fiserv P/B ratio is 4.23 while Worldline's P/B ratio is 0.13.

Growth Investors:

Growth investors prioritize metrics indicative of a company's expansion potential. Focusing on top-line growth, Fiserv has seen a 5-year revenue growth of 1.17%, while Worldline's is 1.61%. Return on Equity (ROE) measures how effectively a company uses equity investment to generate earnings, with Fiserv's ROE at 10.69% and Worldline's ROE at -16.07%.

Retail Investors:

Retail investors often consider stock affordability and company familiarity. For example, day low prices are $203.86 for Fiserv and $4.23 for Worldline. Over the past year, Fiserv's prices ranged from $131.41 to $223.23, with a yearly change of 69.87%. Worldline's prices fluctuated between $3.13 and $9.02, with a yearly change of 188.12%. Brand recognition also plays a role, as familiarity with a company can influence investment decisions.