Fiserv vs OCI Which Offers More Value?

Fiserv and OCI are two companies in the financial technology sector that offer a range of services and solutions to their clients. Fiserv is a global provider of financial services technology, while OCI is a leading provider of cloud-based software solutions for the financial industry. Both companies have experienced growth in their stock prices in recent years, with Fiserv's stock outperforming OCI's. Investors looking to capitalize on the fintech industry may find opportunities in both Fiserv and OCI stocks.

Fiserv or OCI?

When comparing Fiserv and OCI, different investors may prioritize various metrics based on their investment strategies and goals. So, ask yourself what type of investor you are. This will guide you in determining which metrics are most important for your investment decision between Fiserv and OCI.

Dividend Investors:

Dividend investors look for stable and growing income streams, using dividend metrics to assess potential investments. A company's dividend yield essentially measures the size of its dividend relative to the total market value of the company. Fiserv has a dividend yield of -%, while OCI has a dividend yield of 134.58%. Beyond the yield itself, considering the growth and sustainability of these dividends is also crucial. Fiserv reports a 5-year dividend growth of 0.00% year and a payout ratio of 0.00%. On the other hand, OCI reports a 5-year dividend growth of 0.00% year and a payout ratio of -88.02%.

Value Investors:

Value investors focus on financial metrics to determine a stock's intrinsic value compared to its market value. The Price-to-Earnings (P/E) Ratio links stock price to a company's earnings per share, with Fiserv P/E ratio at 38.20 and OCI's P/E ratio at -11.16. Another crucial valuation metric is the Price-to-Book (P/B) Ratio, which compares stock price with book value per share. Fiserv P/B ratio is 4.22 while OCI's P/B ratio is 2.67.

Growth Investors:

Growth investors prioritize metrics indicative of a company's expansion potential. Focusing on top-line growth, Fiserv has seen a 5-year revenue growth of 1.17%, while OCI's is -0.40%. Return on Equity (ROE) measures how effectively a company uses equity investment to generate earnings, with Fiserv's ROE at 10.69% and OCI's ROE at -21.80%.

Retail Investors:

Retail investors often consider stock affordability and company familiarity. For example, day low prices are $201.79 for Fiserv and $11.65 for OCI. Over the past year, Fiserv's prices ranged from $131.41 to $223.23, with a yearly change of 69.87%. OCI's prices fluctuated between $11.15 and $32.65, with a yearly change of 192.83%. Brand recognition also plays a role, as familiarity with a company can influence investment decisions.