Fiserv vs NCR Which Performs Better?

Fiserv and NCR Corporation are two prominent companies in the financial technology sector, both specializing in providing innovative solutions for the banking and financial services industry. Fiserv focuses on providing software, services, and technology solutions to help financial institutions streamline their operations and improve customer experience. On the other hand, NCR Corporation offers a range of products including ATM machines, point-of-sale systems, and self-service kiosks. Both companies have seen fluctuations in their stock prices due to market trends and industry competition.

Fiserv or NCR?

When comparing Fiserv and NCR, different investors may prioritize various metrics based on their investment strategies and goals. So, ask yourself what type of investor you are. This will guide you in determining which metrics are most important for your investment decision between Fiserv and NCR.

Dividend Investors:

Dividend investors look for stable and growing income streams, using dividend metrics to assess potential investments. A company's dividend yield essentially measures the size of its dividend relative to the total market value of the company. Fiserv has a dividend yield of -%, while NCR has a dividend yield of -%. Beyond the yield itself, considering the growth and sustainability of these dividends is also crucial. Fiserv reports a 5-year dividend growth of 0.00% year and a payout ratio of 0.00%. On the other hand, NCR reports a 5-year dividend growth of 0.00% year and a payout ratio of -2.70%.

Value Investors:

Value investors focus on financial metrics to determine a stock's intrinsic value compared to its market value. The Price-to-Earnings (P/E) Ratio links stock price to a company's earnings per share, with Fiserv P/E ratio at 38.21 and NCR's P/E ratio at -3.67. Another crucial valuation metric is the Price-to-Book (P/B) Ratio, which compares stock price with book value per share. Fiserv P/B ratio is 4.22 while NCR's P/B ratio is 10.67.

Growth Investors:

Growth investors prioritize metrics indicative of a company's expansion potential. Focusing on top-line growth, Fiserv has seen a 5-year revenue growth of 1.17%, while NCR's is -0.50%. Return on Equity (ROE) measures how effectively a company uses equity investment to generate earnings, with Fiserv's ROE at 10.69% and NCR's ROE at -93.41%.

Retail Investors:

Retail investors often consider stock affordability and company familiarity. For example, day low prices are $200.71 for Fiserv and $13.98 for NCR. Over the past year, Fiserv's prices ranged from $130.27 to $223.23, with a yearly change of 71.36%. NCR's prices fluctuated between $11.00 and $30.69, with a yearly change of 179.02%. Brand recognition also plays a role, as familiarity with a company can influence investment decisions.