Fiserv vs Adyen Which Is More Promising?

Fiserv and Adyen are both prominent players in the financial technology sector, but they have distinct business models and market positions. Fiserv is a well-established company offering a range of financial services and solutions to various industries, while Adyen is a relatively newer player focused on providing payment processing services to online businesses. Investors looking to capitalize on the growth potential of the fintech industry may consider the contrasting advantages of these two stocks before making investment decisions.

Fiserv or Adyen?

When comparing Fiserv and Adyen, different investors may prioritize various metrics based on their investment strategies and goals. So, ask yourself what type of investor you are. This will guide you in determining which metrics are most important for your investment decision between Fiserv and Adyen.

Dividend Investors:

Dividend investors look for stable and growing income streams, using dividend metrics to assess potential investments. A company's dividend yield essentially measures the size of its dividend relative to the total market value of the company. Fiserv has a dividend yield of -%, while Adyen has a dividend yield of -%. Beyond the yield itself, considering the growth and sustainability of these dividends is also crucial. Fiserv reports a 5-year dividend growth of 0.00% year and a payout ratio of 0.00%. On the other hand, Adyen reports a 5-year dividend growth of 0.00% year and a payout ratio of 0.00%.

Value Investors:

Value investors focus on financial metrics to determine a stock's intrinsic value compared to its market value. The Price-to-Earnings (P/E) Ratio links stock price to a company's earnings per share, with Fiserv P/E ratio at 38.82 and Adyen's P/E ratio at 56.14. Another crucial valuation metric is the Price-to-Book (P/B) Ratio, which compares stock price with book value per share. Fiserv P/B ratio is 4.29 while Adyen's P/B ratio is 12.97.

Growth Investors:

Growth investors prioritize metrics indicative of a company's expansion potential. Focusing on top-line growth, Fiserv has seen a 5-year revenue growth of 1.17%, while Adyen's is 0.07%. Return on Equity (ROE) measures how effectively a company uses equity investment to generate earnings, with Fiserv's ROE at 10.69% and Adyen's ROE at 24.55%.

Retail Investors:

Retail investors often consider stock affordability and company familiarity. For example, day low prices are $204.69 for Fiserv and €1469.40 for Adyen. Over the past year, Fiserv's prices ranged from $131.41 to $223.23, with a yearly change of 69.87%. Adyen's prices fluctuated between €965.60 and €1591.20, with a yearly change of 64.79%. Brand recognition also plays a role, as familiarity with a company can influence investment decisions.