First Hawaiian vs First Bank Which Is More Reliable?

First Hawaiian and First Bank are two prominent banking institutions with widespread operations and a solid reputation in the financial market. Both companies have a strong presence in the banking industry and offer a range of financial services to their customers. Investors considering these stocks may want to compare factors such as historical performance, dividend payouts, market capitalization, and growth potential before making investment decisions. Overall, both First Hawaiian and First Bank stocks present compelling opportunities for investors seeking exposure to the financial sector.

First Hawaiian or First Bank?

When comparing First Hawaiian and First Bank, different investors may prioritize various metrics based on their investment strategies and goals. So, ask yourself what type of investor you are. This will guide you in determining which metrics are most important for your investment decision between First Hawaiian and First Bank.

Dividend Investors:

Dividend investors look for stable and growing income streams, using dividend metrics to assess potential investments. A company's dividend yield essentially measures the size of its dividend relative to the total market value of the company. First Hawaiian has a dividend yield of 3.82%, while First Bank has a dividend yield of 1.62%. Beyond the yield itself, considering the growth and sustainability of these dividends is also crucial. First Hawaiian reports a 5-year dividend growth of 1.61% year and a payout ratio of 59.00%. On the other hand, First Bank reports a 5-year dividend growth of 14.87% year and a payout ratio of 14.99%.

Value Investors:

Value investors focus on financial metrics to determine a stock's intrinsic value compared to its market value. The Price-to-Earnings (P/E) Ratio links stock price to a company's earnings per share, with First Hawaiian P/E ratio at 15.48 and First Bank's P/E ratio at 9.30. Another crucial valuation metric is the Price-to-Book (P/B) Ratio, which compares stock price with book value per share. First Hawaiian P/B ratio is 1.32 while First Bank's P/B ratio is 0.93.

Growth Investors:

Growth investors prioritize metrics indicative of a company's expansion potential. Focusing on top-line growth, First Hawaiian has seen a 5-year revenue growth of 0.69%, while First Bank's is 0.36%. Return on Equity (ROE) measures how effectively a company uses equity investment to generate earnings, with First Hawaiian's ROE at 8.83% and First Bank's ROE at 10.37%.

Retail Investors:

Retail investors often consider stock affordability and company familiarity. For example, day low prices are $27.25 for First Hawaiian and $14.79 for First Bank. Over the past year, First Hawaiian's prices ranged from $19.48 to $28.80, with a yearly change of 47.84%. First Bank's prices fluctuated between $11.20 and $15.87, with a yearly change of 41.70%. Brand recognition also plays a role, as familiarity with a company can influence investment decisions.