Dollar General vs Ohio Valley Banc

Dollar General and Ohio Valley Banc are two well-known companies in the retail and banking sectors, respectively. Dollar General is a prominent discount retailer with a large presence across the United States, while Ohio Valley Banc operates as a regional bank serving customers in Ohio and West Virginia. Both companies have experienced growth and success in their respective industries, but their stocks may appeal to different types of investors based on their risk tolerance and investment objectives. This comparison will delve into the financial performance and potential investment opportunities of Dollar General and Ohio Valley Banc stocks.

Dollar General or Ohio Valley Banc?

When comparing Dollar General and Ohio Valley Banc, different investors may prioritize various metrics based on their investment strategies and goals. So, ask yourself what type of investor you are. This will guide you in determining which metrics are most important for your investment decision between Dollar General and Ohio Valley Banc.

Dividend Investors:

Dividend investors look for stable and growing income streams, using dividend metrics to assess potential investments. A company's dividend yield essentially measures the size of its dividend relative to the total market value of the company. Dollar General has a dividend yield of 3.66%, while Ohio Valley Banc has a dividend yield of 3.78%. Beyond the yield itself, considering the growth and sustainability of these dividends is also crucial. Dollar General reports a 5-year dividend growth of 9.39% year and a payout ratio of 36.63%. On the other hand, Ohio Valley Banc reports a 5-year dividend growth of 3.96% year and a payout ratio of 37.43%.

Value Investors:

Value investors focus on financial metrics to determine a stock's intrinsic value compared to its market value. The Price-to-Earnings (P/E) Ratio links stock price to a company's earnings per share, with Dollar General P/E ratio at 12.52 and Ohio Valley Banc's P/E ratio at 9.83. Another crucial valuation metric is the Price-to-Book (P/B) Ratio, which compares stock price with book value per share. Dollar General P/B ratio is 2.44 while Ohio Valley Banc's P/B ratio is 0.76.

Growth Investors:

Growth investors prioritize metrics indicative of a company's expansion potential. Focusing on top-line growth, Dollar General has seen a 5-year revenue growth of 0.82%, while Ohio Valley Banc's is 0.40%. Return on Equity (ROE) measures how effectively a company uses equity investment to generate earnings, with Dollar General's ROE at 20.62% and Ohio Valley Banc's ROE at 7.85%.

Retail Investors:

Retail investors often consider stock affordability and company familiarity. For example, day low prices are $79.55 for Dollar General and $22.98 for Ohio Valley Banc. Over the past year, Dollar General's prices ranged from $77.96 to $168.07, with a yearly change of 115.58%. Ohio Valley Banc's prices fluctuated between $19.35 and $25.50, with a yearly change of 31.78%. Brand recognition also plays a role, as familiarity with a company can influence investment decisions.