DLocal vs Fiserv Which Is More Profitable?

DLocal and Fiserv are two companies in the financial services industry that offer different value propositions to investors. DLocal is a leading cross-border payment platform, specializing in emerging markets, while Fiserv is a global provider of financial technology solutions. Both companies have seen growth in recent years, with DLocal benefiting from the rise of e-commerce in developing countries and Fiserv expanding its suite of solutions for banks and merchants. Investors may want to consider the performance and potential of both stocks before making investment decisions.

DLocal or Fiserv?

When comparing DLocal and Fiserv, different investors may prioritize various metrics based on their investment strategies and goals. So, ask yourself what type of investor you are. This will guide you in determining which metrics are most important for your investment decision between DLocal and Fiserv.

Dividend Investors:

Dividend investors look for stable and growing income streams, using dividend metrics to assess potential investments. A company's dividend yield essentially measures the size of its dividend relative to the total market value of the company. DLocal has a dividend yield of -%, while Fiserv has a dividend yield of -%. Beyond the yield itself, considering the growth and sustainability of these dividends is also crucial. DLocal reports a 5-year dividend growth of 0.00% year and a payout ratio of 0.00%. On the other hand, Fiserv reports a 5-year dividend growth of 0.00% year and a payout ratio of 0.00%.

Value Investors:

Value investors focus on financial metrics to determine a stock's intrinsic value compared to its market value. The Price-to-Earnings (P/E) Ratio links stock price to a company's earnings per share, with DLocal P/E ratio at 27.97 and Fiserv's P/E ratio at 37.75. Another crucial valuation metric is the Price-to-Book (P/B) Ratio, which compares stock price with book value per share. DLocal P/B ratio is 7.30 while Fiserv's P/B ratio is 4.17.

Growth Investors:

Growth investors prioritize metrics indicative of a company's expansion potential. Focusing on top-line growth, DLocal has seen a 5-year revenue growth of 10.80%, while Fiserv's is 1.17%. Return on Equity (ROE) measures how effectively a company uses equity investment to generate earnings, with DLocal's ROE at 26.05% and Fiserv's ROE at 10.69%.

Retail Investors:

Retail investors often consider stock affordability and company familiarity. For example, day low prices are $11.43 for DLocal and $200.52 for Fiserv. Over the past year, DLocal's prices ranged from $6.58 to $18.76, with a yearly change of 185.32%. Fiserv's prices fluctuated between $131.41 and $223.23, with a yearly change of 69.87%. Brand recognition also plays a role, as familiarity with a company can influence investment decisions.