Deutsche Bank vs UBS Which Performs Better?

Deutsche Bank and UBS are two of the largest and most well-known financial institutions in Europe. Both firms are major players in the global banking industry and have a strong presence in the stock market. Investors often compare the performance of Deutsche Bank and UBS stocks to determine which may be the better investment option. Factors such as financial stability, market position, and overall performance play a significant role in this comparison. This analysis helps investors make informed decisions about where to put their money for potential growth and stability in the long term.

Deutsche Bank or UBS?

When comparing Deutsche Bank and UBS, different investors may prioritize various metrics based on their investment strategies and goals. So, ask yourself what type of investor you are. This will guide you in determining which metrics are most important for your investment decision between Deutsche Bank and UBS.

Dividend Investors:

Dividend investors look for stable and growing income streams, using dividend metrics to assess potential investments. A company's dividend yield essentially measures the size of its dividend relative to the total market value of the company. Deutsche Bank has a dividend yield of 2.9%, while UBS has a dividend yield of 2.16%. Beyond the yield itself, considering the growth and sustainability of these dividends is also crucial. Deutsche Bank reports a 5-year dividend growth of 0.00% year and a payout ratio of 0.00%. On the other hand, UBS reports a 5-year dividend growth of -15.64% year and a payout ratio of 0.00%.

Value Investors:

Value investors focus on financial metrics to determine a stock's intrinsic value compared to its market value. The Price-to-Earnings (P/E) Ratio links stock price to a company's earnings per share, with Deutsche Bank P/E ratio at 8.08 and UBS's P/E ratio at 25.36. Another crucial valuation metric is the Price-to-Book (P/B) Ratio, which compares stock price with book value per share. Deutsche Bank P/B ratio is 0.45 while UBS's P/B ratio is 1.18.

Growth Investors:

Growth investors prioritize metrics indicative of a company's expansion potential. Focusing on top-line growth, Deutsche Bank has seen a 5-year revenue growth of 0.15%, while UBS's is 0.28%. Return on Equity (ROE) measures how effectively a company uses equity investment to generate earnings, with Deutsche Bank's ROE at 5.94% and UBS's ROE at 4.70%.

Retail Investors:

Retail investors often consider stock affordability and company familiarity. For example, day low prices are $17.68 for Deutsche Bank and $32.02 for UBS. Over the past year, Deutsche Bank's prices ranged from $12.43 to $18.07, with a yearly change of 45.37%. UBS's prices fluctuated between $26.00 and $33.34, with a yearly change of 28.21%. Brand recognition also plays a role, as familiarity with a company can influence investment decisions.