We use cookies to improve your experience. By clicking "Accept", you agree to our use of cookies. Click "Decline" to opt-out. For details, see our Cookie Policy.

Citizens vs Bank of America Which Is a Better Investment?

Citizens have increasingly become disgruntled with Bank of America stocks as they feel the investment does not prioritize their interests. Many believe that the bank's profit-driven mentality and lack of transparency in its operations have led to unethical practices and unfair treatment of customers. This has sparked a growing movement of citizens challenging the bank's practices and demanding change. The clash between citizens and Bank of America stocks highlights the ongoing debate surrounding corporate responsibility and accountability to stakeholders.

Citizens

Bank of America

Stock Price
Day Low$9.20
Day High$9.50
Year Low$6.64
Year High$9.55
Yearly Change43.83%
Revenue
Revenue Per Share$5.05
5 Year Revenue Growth-0.07%
10 Year Revenue Growth-0.09%
Profit
Gross Profit Margin1.00%
Operating Profit Margin0.83%
Net Profit Margin0.03%
Stock Price
Day Low$45.38
Day High$46.09
Year Low$31.27
Year High$48.08
Yearly Change53.76%
Revenue
Revenue Per Share$12.10
5 Year Revenue Growth0.41%
10 Year Revenue Growth0.57%
Profit
Gross Profit Margin0.12%
Operating Profit Margin0.39%
Net Profit Margin0.25%

Citizens

Bank of America

Financial Ratios
P/E ratio74.48
PEG ratio-8.03
P/B ratio1.24
ROE1.83%
Payout ratio377.59%
Current ratio0.00
Quick ratio0.00
Cash ratio0.00
Dividend
Dividend Yield5.06%
5 Year Dividend Yield-5.59%
10 Year Dividend Yield-1.99%
Citizens Dividend History
Financial Ratios
P/E ratio15.12
PEG ratio6.91
P/B ratio1.20
ROE8.03%
Payout ratio40.07%
Current ratio6.24
Quick ratio6.24
Cash ratio6.24
Dividend
Dividend Yield2.19%
5 Year Dividend Yield11.24%
10 Year Dividend Yield36.83%
Bank of America Dividend History

Citizens or Bank of America?

When comparing Citizens and Bank of America, different investors may prioritize various metrics based on their investment strategies and goals. So, ask yourself what type of investor you are. This will guide you in determining which metrics are most important for your investment decision between Citizens and Bank of America.

Dividend Investors:

Dividend investors look for stable and growing income streams, using dividend metrics to assess potential investments. A company's dividend yield essentially measures the size of its dividend relative to the total market value of the company. Citizens has a dividend yield of 5.06%, while Bank of America has a dividend yield of 2.19%. Beyond the yield itself, considering the growth and sustainability of these dividends is also crucial. Citizens reports a 5-year dividend growth of -5.59% year and a payout ratio of 377.59%. On the other hand, Bank of America reports a 5-year dividend growth of 11.24% year and a payout ratio of 40.07%.

Value Investors:

Value investors focus on financial metrics to determine a stock's intrinsic value compared to its market value. The Price-to-Earnings (P/E) Ratio links stock price to a company's earnings per share, with Citizens P/E ratio at 74.48 and Bank of America's P/E ratio at 15.12. Another crucial valuation metric is the Price-to-Book (P/B) Ratio, which compares stock price with book value per share. Citizens P/B ratio is 1.24 while Bank of America's P/B ratio is 1.20.

Growth Investors:

Growth investors prioritize metrics indicative of a company's expansion potential. Focusing on top-line growth, Citizens has seen a 5-year revenue growth of -0.07%, while Bank of America's is 0.41%. Return on Equity (ROE) measures how effectively a company uses equity investment to generate earnings, with Citizens's ROE at 1.83% and Bank of America's ROE at 8.03%.

Retail Investors:

Retail investors often consider stock affordability and company familiarity. For example, day low prices are $9.20 for Citizens and $45.38 for Bank of America. Over the past year, Citizens's prices ranged from $6.64 to $9.55, with a yearly change of 43.83%. Bank of America's prices fluctuated between $31.27 and $48.08, with a yearly change of 53.76%. Brand recognition also plays a role, as familiarity with a company can influence investment decisions.

Comparision