Chubb vs Vector Which Should You Buy?

Chubb and Vector Stocks are two prominent companies in the financial sector known for their investment services. Chubb is a global insurance company offering a range of products and services to protect individuals and businesses against various risks. Vector Stocks, on the other hand, is a leading brokerage firm that provides comprehensive investment solutions to help clients achieve their financial goals. Both companies have a strong reputation for professionalism, reliability, and delivering value to their customers. In this comparison, we will analyze the key features and offerings of Chubb and Vector Stocks to help you make an informed decision about your investment needs.

Chubb or Vector?

When comparing Chubb and Vector, different investors may prioritize various metrics based on their investment strategies and goals. So, ask yourself what type of investor you are. This will guide you in determining which metrics are most important for your investment decision between Chubb and Vector.

Dividend Investors:

Dividend investors look for stable and growing income streams, using dividend metrics to assess potential investments. A company's dividend yield essentially measures the size of its dividend relative to the total market value of the company. Chubb has a dividend yield of 1.55%, while Vector has a dividend yield of 6.67%. Beyond the yield itself, considering the growth and sustainability of these dividends is also crucial. Chubb reports a 5-year dividend growth of 3.29% year and a payout ratio of 14.19%. On the other hand, Vector reports a 5-year dividend growth of -12.94% year and a payout ratio of 63.35%.

Value Investors:

Value investors focus on financial metrics to determine a stock's intrinsic value compared to its market value. The Price-to-Earnings (P/E) Ratio links stock price to a company's earnings per share, with Chubb P/E ratio at 11.63 and Vector's P/E ratio at 11.54. Another crucial valuation metric is the Price-to-Book (P/B) Ratio, which compares stock price with book value per share. Chubb P/B ratio is 1.77 while Vector's P/B ratio is -3.23.

Growth Investors:

Growth investors prioritize metrics indicative of a company's expansion potential. Focusing on top-line growth, Chubb has seen a 5-year revenue growth of 0.72%, while Vector's is -0.27%. Return on Equity (ROE) measures how effectively a company uses equity investment to generate earnings, with Chubb's ROE at 16.20% and Vector's ROE at -26.91%.

Retail Investors:

Retail investors often consider stock affordability and company familiarity. For example, day low prices are $286.89 for Chubb and $14.99 for Vector. Over the past year, Chubb's prices ranged from $216.91 to $302.05, with a yearly change of 39.25%. Vector's prices fluctuated between $9.28 and $15.53, with a yearly change of 67.35%. Brand recognition also plays a role, as familiarity with a company can influence investment decisions.