Bankinter vs Santander Bank Polska Which Is Superior?

Bankinter and Santander Bank Polska are two major players in the Polish banking sector. Bankinter is a Spanish banking group with a global presence, known for its strong financial performance and innovative approach to banking services. In comparison, Santander Bank Polska is a subsidiary of the Spanish banking giant Santander Group, with a robust presence in the Polish market. Both stocks offer investors exposure to the thriving Polish economy and are worth considering for those looking to diversify their investment portfolio in the financial sector.

Bankinter or Santander Bank Polska?

When comparing Bankinter and Santander Bank Polska, different investors may prioritize various metrics based on their investment strategies and goals. So, ask yourself what type of investor you are. This will guide you in determining which metrics are most important for your investment decision between Bankinter and Santander Bank Polska.

Dividend Investors:

Dividend investors look for stable and growing income streams, using dividend metrics to assess potential investments. A company's dividend yield essentially measures the size of its dividend relative to the total market value of the company. Bankinter has a dividend yield of 5.02%, while Santander Bank Polska has a dividend yield of 14.33%. Beyond the yield itself, considering the growth and sustainability of these dividends is also crucial. Bankinter reports a 5-year dividend growth of 7.49% year and a payout ratio of 0.00%. On the other hand, Santander Bank Polska reports a 5-year dividend growth of 33.91% year and a payout ratio of 132.27%.

Value Investors:

Value investors focus on financial metrics to determine a stock's intrinsic value compared to its market value. The Price-to-Earnings (P/E) Ratio links stock price to a company's earnings per share, with Bankinter P/E ratio at 7.87 and Santander Bank Polska's P/E ratio at 9.17. Another crucial valuation metric is the Price-to-Book (P/B) Ratio, which compares stock price with book value per share. Bankinter P/B ratio is 1.18 while Santander Bank Polska's P/B ratio is 1.51.

Growth Investors:

Growth investors prioritize metrics indicative of a company's expansion potential. Focusing on top-line growth, Bankinter has seen a 5-year revenue growth of 1.23%, while Santander Bank Polska's is 1.61%. Return on Equity (ROE) measures how effectively a company uses equity investment to generate earnings, with Bankinter's ROE at 15.97% and Santander Bank Polska's ROE at 16.74%.

Retail Investors:

Retail investors often consider stock affordability and company familiarity. For example, day low prices are $8.32 for Bankinter and zł470.70 for Santander Bank Polska. Over the past year, Bankinter's prices ranged from $5.81 to $9.25, with a yearly change of 59.21%. Santander Bank Polska's prices fluctuated between zł433.40 and zł590.00, with a yearly change of 36.13%. Brand recognition also plays a role, as familiarity with a company can influence investment decisions.