Bank of Hawaii vs First Hawaiian Which Is More Lucrative?

Bank of Hawaii and First Hawaiian are two prominent financial institutions in the state of Hawaii. Both banks have a strong presence in the local market and offer a wide range of banking services to their customers. However, when it comes to investing in their stocks, there are some key differences to consider. Bank of Hawaii has a longer history of consistent performance, while First Hawaiian is known for its innovative approach to banking. Investors should carefully evaluate the financial health and growth potential of both companies before making any investment decisions.

Bank of Hawaii or First Hawaiian?

When comparing Bank of Hawaii and First Hawaiian, different investors may prioritize various metrics based on their investment strategies and goals. So, ask yourself what type of investor you are. This will guide you in determining which metrics are most important for your investment decision between Bank of Hawaii and First Hawaiian.

Dividend Investors:

Dividend investors look for stable and growing income streams, using dividend metrics to assess potential investments. A company's dividend yield essentially measures the size of its dividend relative to the total market value of the company. Bank of Hawaii has a dividend yield of 4.72%, while First Hawaiian has a dividend yield of 3.84%. Beyond the yield itself, considering the growth and sustainability of these dividends is also crucial. Bank of Hawaii reports a 5-year dividend growth of 3.65% year and a payout ratio of 86.05%. On the other hand, First Hawaiian reports a 5-year dividend growth of 1.61% year and a payout ratio of 59.00%.

Value Investors:

Value investors focus on financial metrics to determine a stock's intrinsic value compared to its market value. The Price-to-Earnings (P/E) Ratio links stock price to a company's earnings per share, with Bank of Hawaii P/E ratio at 20.71 and First Hawaiian's P/E ratio at 15.37. Another crucial valuation metric is the Price-to-Book (P/B) Ratio, which compares stock price with book value per share. Bank of Hawaii P/B ratio is 1.76 while First Hawaiian's P/B ratio is 1.31.

Growth Investors:

Growth investors prioritize metrics indicative of a company's expansion potential. Focusing on top-line growth, Bank of Hawaii has seen a 5-year revenue growth of 0.08%, while First Hawaiian's is 0.69%. Return on Equity (ROE) measures how effectively a company uses equity investment to generate earnings, with Bank of Hawaii's ROE at 9.22% and First Hawaiian's ROE at 8.83%.

Retail Investors:

Retail investors often consider stock affordability and company familiarity. For example, day low prices are $73.14 for Bank of Hawaii and $26.76 for First Hawaiian. Over the past year, Bank of Hawaii's prices ranged from $54.50 to $82.70, with a yearly change of 51.74%. First Hawaiian's prices fluctuated between $19.48 and $28.80, with a yearly change of 47.84%. Brand recognition also plays a role, as familiarity with a company can influence investment decisions.