Bank of Hawaii vs First Bank

Bank of Hawaii and First Bank are two well-established financial institutions in the United States, each offering a unique set of services and experiences for investors. Bank of Hawaii, headquartered in Honolulu, has a strong presence in the Pacific region and a reputation for stability and growth. On the other hand, First Bank is a regional bank with a focus on personalized customer service and community involvement. This comparison outlines the differences in stock performance, financial health, and overall market influence between these two banking giants.

Bank of Hawaii or First Bank?

When comparing Bank of Hawaii and First Bank, different investors may prioritize various metrics based on their investment strategies and goals. So, ask yourself what type of investor you are. This will guide you in determining which metrics are most important for your investment decision between Bank of Hawaii and First Bank.

Dividend Investors:

Dividend investors look for stable and growing income streams, using dividend metrics to assess potential investments. A company's dividend yield essentially measures the size of its dividend relative to the total market value of the company. Bank of Hawaii has a dividend yield of 4.17%, while First Bank has a dividend yield of 1.58%. Beyond the yield itself, considering the growth and sustainability of these dividends is also crucial. Bank of Hawaii reports a 5-year dividend growth of 3.65% year and a payout ratio of 80.60%. On the other hand, First Bank reports a 5-year dividend growth of 14.87% year and a payout ratio of 19.55%.

Value Investors:

Value investors focus on financial metrics to determine a stock's intrinsic value compared to its market value. The Price-to-Earnings (P/E) Ratio links stock price to a company's earnings per share, with Bank of Hawaii P/E ratio at 17.79 and First Bank's P/E ratio at 12.42. Another crucial valuation metric is the Price-to-Book (P/B) Ratio, which compares stock price with book value per share. Bank of Hawaii P/B ratio is 1.64 while First Bank's P/B ratio is 0.97.

Growth Investors:

Growth investors prioritize metrics indicative of a company's expansion potential. Focusing on top-line growth, Bank of Hawaii has seen a 5-year revenue growth of 0.59%, while First Bank's is 1.46%. Return on Equity (ROE) measures how effectively a company uses equity investment to generate earnings, with Bank of Hawaii's ROE at 10.21% and First Bank's ROE at 8.15%.

Retail Investors:

Retail investors often consider stock affordability and company familiarity. For example, day low prices are $66.45 for Bank of Hawaii and $14.94 for First Bank. Over the past year, Bank of Hawaii's prices ranged from $45.56 to $75.19, with a yearly change of 65.04%. First Bank's prices fluctuated between $10.51 and $15.87, with a yearly change of 51.00%. Brand recognition also plays a role, as familiarity with a company can influence investment decisions.