Bandhan Bank vs Axis Bank

Bandhan Bank and Axis Bank are two prominent players in the Indian banking sector. While both banks have their strengths and weaknesses, they cater to different segments of the market. Bandhan Bank, known for its focus on microfinance and rural areas, has been steadily growing its customer base. On the other hand, Axis Bank is a larger, more diversified player that offers a wide range of banking products and services. Investors looking to invest in the banking sector should carefully consider the different growth trajectories and risk profiles of these two banks.

Bandhan Bank

Axis Bank

Stock Price
Day Low₹193.81
Day High₹201.45
Year Low₹169.15
Year High₹263.10
Yearly Change55.54%
Revenue
Revenue Per Share₹111.74
5 Year Revenue Growth1.84%
10 Year Revenue Growth1796.97%
Profit
Gross Profit Margin1.00%
Operating Profit Margin0.47%
Net Profit Margin0.14%
Stock Price
Day Low$68.20
Day High$69.00
Year Low$55.70
Year High$80.00
Yearly Change43.63%
Revenue
Revenue Per Share$1282.36
5 Year Revenue Growth0.87%
10 Year Revenue Growth1.95%
Profit
Gross Profit Margin1.00%
Operating Profit Margin0.45%
Net Profit Margin0.34%

Bandhan Bank

Axis Bank

Financial Ratios
P/E ratio12.17
PEG ratio1.51
P/B ratio1.45
ROE12.03%
Payout ratio0.00%
Current ratio0.00
Quick ratio0.00
Cash ratio0.00
Dividend
Dividend Yield1.54%
5 Year Dividend Yield0.00%
10 Year Dividend Yield0.00%
Bandhan Bank Dividend History
Financial Ratios
P/E ratio13.30
PEG ratio0.00
P/B ratio2.15
ROE17.42%
Payout ratio0.00%
Current ratio0.00
Quick ratio0.00
Cash ratio0.00
Dividend
Dividend Yield0.0%
5 Year Dividend Yield0.00%
10 Year Dividend Yield0.00%
Axis Bank Dividend History

Bandhan Bank or Axis Bank?

When comparing Bandhan Bank and Axis Bank, different investors may prioritize various metrics based on their investment strategies and goals. So, ask yourself what type of investor you are. This will guide you in determining which metrics are most important for your investment decision between Bandhan Bank and Axis Bank.

Dividend Investors:

Dividend investors look for stable and growing income streams, using dividend metrics to assess potential investments. A company's dividend yield essentially measures the size of its dividend relative to the total market value of the company. Bandhan Bank has a dividend yield of 1.54%, while Axis Bank has a dividend yield of 0.0%. Beyond the yield itself, considering the growth and sustainability of these dividends is also crucial. Bandhan Bank reports a 5-year dividend growth of 0.00% year and a payout ratio of 0.00%. On the other hand, Axis Bank reports a 5-year dividend growth of 0.00% year and a payout ratio of 0.00%.

Value Investors:

Value investors focus on financial metrics to determine a stock's intrinsic value compared to its market value. The Price-to-Earnings (P/E) Ratio links stock price to a company's earnings per share, with Bandhan Bank P/E ratio at 12.17 and Axis Bank's P/E ratio at 13.30. Another crucial valuation metric is the Price-to-Book (P/B) Ratio, which compares stock price with book value per share. Bandhan Bank P/B ratio is 1.45 while Axis Bank's P/B ratio is 2.15.

Growth Investors:

Growth investors prioritize metrics indicative of a company's expansion potential. Focusing on top-line growth, Bandhan Bank has seen a 5-year revenue growth of 1.84%, while Axis Bank's is 0.87%. Return on Equity (ROE) measures how effectively a company uses equity investment to generate earnings, with Bandhan Bank's ROE at 12.03% and Axis Bank's ROE at 17.42%.

Retail Investors:

Retail investors often consider stock affordability and company familiarity. For example, day low prices are ₹193.81 for Bandhan Bank and $68.20 for Axis Bank. Over the past year, Bandhan Bank's prices ranged from ₹169.15 to ₹263.10, with a yearly change of 55.54%. Axis Bank's prices fluctuated between $55.70 and $80.00, with a yearly change of 43.63%. Brand recognition also plays a role, as familiarity with a company can influence investment decisions.

Comparision