Avant vs Sezzle Which Outperforms?

Avant and Sezzle are two rapidly growing fintech companies that offer innovative solutions in the online payments and lending space. Avant provides personal loans and credit card products to consumers, while Sezzle specializes in buy now, pay later services for online retail purchases. Both companies have shown strong growth potential in the fintech market, but their strategies and business models differ significantly. Investors looking to capitalize on the booming fintech sector may want to consider the opportunities presented by Avant and Sezzle stocks.

Avant or Sezzle?

When comparing Avant and Sezzle, different investors may prioritize various metrics based on their investment strategies and goals. So, ask yourself what type of investor you are. This will guide you in determining which metrics are most important for your investment decision between Avant and Sezzle.

Dividend Investors:

Dividend investors look for stable and growing income streams, using dividend metrics to assess potential investments. A company's dividend yield essentially measures the size of its dividend relative to the total market value of the company. Avant has a dividend yield of 0.97%, while Sezzle has a dividend yield of -%. Beyond the yield itself, considering the growth and sustainability of these dividends is also crucial. Avant reports a 5-year dividend growth of 0.00% year and a payout ratio of 23.74%. On the other hand, Sezzle reports a 5-year dividend growth of 0.00% year and a payout ratio of 0.00%.

Value Investors:

Value investors focus on financial metrics to determine a stock's intrinsic value compared to its market value. The Price-to-Earnings (P/E) Ratio links stock price to a company's earnings per share, with Avant P/E ratio at 23.87 and Sezzle's P/E ratio at 31.64. Another crucial valuation metric is the Price-to-Book (P/B) Ratio, which compares stock price with book value per share. Avant P/B ratio is 5.52 while Sezzle's P/B ratio is 29.03.

Growth Investors:

Growth investors prioritize metrics indicative of a company's expansion potential. Focusing on top-line growth, Avant has seen a 5-year revenue growth of 0.75%, while Sezzle's is 3096.77%. Return on Equity (ROE) measures how effectively a company uses equity investment to generate earnings, with Avant's ROE at 23.12% and Sezzle's ROE at 137.51%.

Retail Investors:

Retail investors often consider stock affordability and company familiarity. For example, day low prices are ¥1932.00 for Avant and $309.34 for Sezzle. Over the past year, Avant's prices ranged from ¥1199.00 to ¥2369.00, with a yearly change of 97.58%. Sezzle's prices fluctuated between $12.40 and $477.52, with a yearly change of 3751.01%. Brand recognition also plays a role, as familiarity with a company can influence investment decisions.