AUB vs Kentucky First Federal Bancorp Which Is Superior?

AUB Inc. and Kentucky First Federal Bancorp are two companies operating in different sectors of the financial industry. AUB Inc. is a prominent bank holding company with a strong presence in the Midwest, offering a wide range of financial services to individuals and businesses. Kentucky First Federal Bancorp, on the other hand, is a community bank primarily serving the state of Kentucky. Both companies have shown steady growth and profitability, making their stocks attractive options for investors seeking exposure to the financial sector.

AUB or Kentucky First Federal Bancorp?

When comparing AUB and Kentucky First Federal Bancorp, different investors may prioritize various metrics based on their investment strategies and goals. So, ask yourself what type of investor you are. This will guide you in determining which metrics are most important for your investment decision between AUB and Kentucky First Federal Bancorp.

Dividend Investors:

Dividend investors look for stable and growing income streams, using dividend metrics to assess potential investments. A company's dividend yield essentially measures the size of its dividend relative to the total market value of the company. AUB has a dividend yield of 2.6%, while Kentucky First Federal Bancorp has a dividend yield of -%. Beyond the yield itself, considering the growth and sustainability of these dividends is also crucial. AUB reports a 5-year dividend growth of 7.74% year and a payout ratio of 37.77%. On the other hand, Kentucky First Federal Bancorp reports a 5-year dividend growth of 0.00% year and a payout ratio of -21.46%.

Value Investors:

Value investors focus on financial metrics to determine a stock's intrinsic value compared to its market value. The Price-to-Earnings (P/E) Ratio links stock price to a company's earnings per share, with AUB P/E ratio at 17.38 and Kentucky First Federal Bancorp's P/E ratio at -15.44. Another crucial valuation metric is the Price-to-Book (P/B) Ratio, which compares stock price with book value per share. AUB P/B ratio is 2.21 while Kentucky First Federal Bancorp's P/B ratio is 0.50.

Growth Investors:

Growth investors prioritize metrics indicative of a company's expansion potential. Focusing on top-line growth, AUB has seen a 5-year revenue growth of 0.90%, while Kentucky First Federal Bancorp's is -0.10%. Return on Equity (ROE) measures how effectively a company uses equity investment to generate earnings, with AUB's ROE at 13.91% and Kentucky First Federal Bancorp's ROE at -3.21%.

Retail Investors:

Retail investors often consider stock affordability and company familiarity. For example, day low prices are A$30.01 for AUB and $2.80 for Kentucky First Federal Bancorp. Over the past year, AUB's prices ranged from A$26.39 to A$34.52, with a yearly change of 30.81%. Kentucky First Federal Bancorp's prices fluctuated between $2.50 and $4.83, with a yearly change of 93.20%. Brand recognition also plays a role, as familiarity with a company can influence investment decisions.