AUB vs AL Which Is More Profitable?

AUB and AL stocks are two companies operating in the financial industry, both competing for investors' attention. AUB, also known as Asian United Bank, is a leading financial institution in the Philippines, offering a wide range of banking and financial services. AL, on the other hand, is a prominent player in the global finance market, providing investment and advisory services to clients worldwide. Investors looking to diversify their portfolios may consider exploring the potential of both AUB and AL stocks for long-term growth and stability.

AUB or AL?

When comparing AUB and AL, different investors may prioritize various metrics based on their investment strategies and goals. So, ask yourself what type of investor you are. This will guide you in determining which metrics are most important for your investment decision between AUB and AL.

Dividend Investors:

Dividend investors look for stable and growing income streams, using dividend metrics to assess potential investments. A company's dividend yield essentially measures the size of its dividend relative to the total market value of the company. AUB has a dividend yield of 2.6%, while AL has a dividend yield of -%. Beyond the yield itself, considering the growth and sustainability of these dividends is also crucial. AUB reports a 5-year dividend growth of 7.74% year and a payout ratio of 37.77%. On the other hand, AL reports a 5-year dividend growth of 0.00% year and a payout ratio of 0.00%.

Value Investors:

Value investors focus on financial metrics to determine a stock's intrinsic value compared to its market value. The Price-to-Earnings (P/E) Ratio links stock price to a company's earnings per share, with AUB P/E ratio at 17.38 and AL's P/E ratio at -15.56. Another crucial valuation metric is the Price-to-Book (P/B) Ratio, which compares stock price with book value per share. AUB P/B ratio is 2.21 while AL's P/B ratio is -36.54.

Growth Investors:

Growth investors prioritize metrics indicative of a company's expansion potential. Focusing on top-line growth, AUB has seen a 5-year revenue growth of 0.90%, while AL's is -0.93%. Return on Equity (ROE) measures how effectively a company uses equity investment to generate earnings, with AUB's ROE at 13.91% and AL's ROE at 166.45%.

Retail Investors:

Retail investors often consider stock affordability and company familiarity. For example, day low prices are A$30.01 for AUB and HK$0.57 for AL. Over the past year, AUB's prices ranged from A$26.39 to A$34.52, with a yearly change of 30.81%. AL's prices fluctuated between HK$0.48 and HK$0.98, with a yearly change of 104.17%. Brand recognition also plays a role, as familiarity with a company can influence investment decisions.