Alchemist vs XPS Pensions

Alchemist and XPS Pensions are two well-known companies in the financial sector, particularly in the realm of pension management. Alchemist is known for its innovative investment strategies and high returns, while XPS Pensions is a trusted name in the industry with a strong track record of delivering solid results for clients. Both companies offer unique advantages and cater to different types of investors, making them popular choices for those looking to maximize their retirement savings. In this comparison, we will explore the key differences and similarities between Alchemist and XPS Pensions stocks to help investors make informed decisions.

Alchemist or XPS Pensions?

When comparing Alchemist and XPS Pensions, different investors may prioritize various metrics based on their investment strategies and goals. So, ask yourself what type of investor you are. This will guide you in determining which metrics are most important for your investment decision between Alchemist and XPS Pensions.

Dividend Investors:

Dividend investors look for stable and growing income streams, using dividend metrics to assess potential investments. A company's dividend yield essentially measures the size of its dividend relative to the total market value of the company. Alchemist has a dividend yield of -%, while XPS Pensions has a dividend yield of 3.25%. Beyond the yield itself, considering the growth and sustainability of these dividends is also crucial. Alchemist reports a 5-year dividend growth of 0.00% year and a payout ratio of 0.00%. On the other hand, XPS Pensions reports a 5-year dividend growth of 14.87% year and a payout ratio of 7.05%.

Value Investors:

Value investors focus on financial metrics to determine a stock's intrinsic value compared to its market value. The Price-to-Earnings (P/E) Ratio links stock price to a company's earnings per share, with Alchemist P/E ratio at 126.67 and XPS Pensions's P/E ratio at 2.64. Another crucial valuation metric is the Price-to-Book (P/B) Ratio, which compares stock price with book value per share. Alchemist P/B ratio is 0.58 while XPS Pensions's P/B ratio is 3.64.

Growth Investors:

Growth investors prioritize metrics indicative of a company's expansion potential. Focusing on top-line growth, Alchemist has seen a 5-year revenue growth of 0.20%, while XPS Pensions's is 1.08%. Return on Equity (ROE) measures how effectively a company uses equity investment to generate earnings, with Alchemist's ROE at 0.46% and XPS Pensions's ROE at 156.24%.

Retail Investors:

Retail investors often consider stock affordability and company familiarity. For example, day low prices are ₹18.59 for Alchemist and £304.00 for XPS Pensions. Over the past year, Alchemist's prices ranged from ₹4.43 to ₹18.61, with a yearly change of 320.09%. XPS Pensions's prices fluctuated between £194.65 and £340.00, with a yearly change of 74.67%. Brand recognition also plays a role, as familiarity with a company can influence investment decisions.