AL vs AMP Which Is More Profitable?

AL and AMP stocks are two popular investment opportunities in the financial market. AL, which stands for American Life Insurance Company, offers stable returns with a focus on insurance and financial products. On the other hand, AMP, or Ameriprise Financial, is known for its diversified investment options and financial planning services. Both stocks have their pros and cons, making them attractive options for investors looking for different levels of risk and potential returns. In this comparison, we will explore the key differences between AL and AMP stocks to help investors make informed decisions.

AL or AMP?

When comparing AL and AMP, different investors may prioritize various metrics based on their investment strategies and goals. So, ask yourself what type of investor you are. This will guide you in determining which metrics are most important for your investment decision between AL and AMP.

Dividend Investors:

Dividend investors look for stable and growing income streams, using dividend metrics to assess potential investments. A company's dividend yield essentially measures the size of its dividend relative to the total market value of the company. AL has a dividend yield of -%, while AMP has a dividend yield of 2.98%. Beyond the yield itself, considering the growth and sustainability of these dividends is also crucial. AL reports a 5-year dividend growth of 0.00% year and a payout ratio of 0.00%. On the other hand, AMP reports a 5-year dividend growth of 0.00% year and a payout ratio of 103.31%.

Value Investors:

Value investors focus on financial metrics to determine a stock's intrinsic value compared to its market value. The Price-to-Earnings (P/E) Ratio links stock price to a company's earnings per share, with AL P/E ratio at -16.63 and AMP's P/E ratio at 32.03. Another crucial valuation metric is the Price-to-Book (P/B) Ratio, which compares stock price with book value per share. AL P/B ratio is -39.06 while AMP's P/B ratio is 1.04.

Growth Investors:

Growth investors prioritize metrics indicative of a company's expansion potential. Focusing on top-line growth, AL has seen a 5-year revenue growth of -0.93%, while AMP's is -0.67%. Return on Equity (ROE) measures how effectively a company uses equity investment to generate earnings, with AL's ROE at 166.45% and AMP's ROE at 3.19%.

Retail Investors:

Retail investors often consider stock affordability and company familiarity. For example, day low prices are HK$0.60 for AL and $0.66 for AMP. Over the past year, AL's prices ranged from HK$0.48 to HK$1.15, with a yearly change of 139.58%. AMP's prices fluctuated between $0.58 and $0.94, with a yearly change of 62.07%. Brand recognition also plays a role, as familiarity with a company can influence investment decisions.