Agree Realty vs Upstart Which Is Superior?

Agree Realty Corporation and Upstart Holdings are two investment options that cater to different areas of the market. Agree Realty is a real estate investment trust that focuses on acquiring and developing retail properties, offering stability and consistent dividends to investors. On the other hand, Upstart is a financial technology company that utilizes artificial intelligence to improve access to credit for consumers and investors seeking growth potential. Both stocks present unique opportunities for investors looking to diversify their portfolios.

Agree Realty or Upstart?

When comparing Agree Realty and Upstart, different investors may prioritize various metrics based on their investment strategies and goals. So, ask yourself what type of investor you are. This will guide you in determining which metrics are most important for your investment decision between Agree Realty and Upstart.

Dividend Investors:

Dividend investors look for stable and growing income streams, using dividend metrics to assess potential investments. A company's dividend yield essentially measures the size of its dividend relative to the total market value of the company. Agree Realty has a dividend yield of 3.95%, while Upstart has a dividend yield of -%. Beyond the yield itself, considering the growth and sustainability of these dividends is also crucial. Agree Realty reports a 5-year dividend growth of 6.26% year and a payout ratio of 161.58%. On the other hand, Upstart reports a 5-year dividend growth of 0.00% year and a payout ratio of 0.00%.

Value Investors:

Value investors focus on financial metrics to determine a stock's intrinsic value compared to its market value. The Price-to-Earnings (P/E) Ratio links stock price to a company's earnings per share, with Agree Realty P/E ratio at 39.95 and Upstart's P/E ratio at -36.10. Another crucial valuation metric is the Price-to-Book (P/B) Ratio, which compares stock price with book value per share. Agree Realty P/B ratio is 1.43 while Upstart's P/B ratio is 10.20.

Growth Investors:

Growth investors prioritize metrics indicative of a company's expansion potential. Focusing on top-line growth, Agree Realty has seen a 5-year revenue growth of 0.22%, while Upstart's is -0.31%. Return on Equity (ROE) measures how effectively a company uses equity investment to generate earnings, with Agree Realty's ROE at 3.65% and Upstart's ROE at -27.60%.

Retail Investors:

Retail investors often consider stock affordability and company familiarity. For example, day low prices are $75.27 for Agree Realty and $65.71 for Upstart. Over the past year, Agree Realty's prices ranged from $54.28 to $77.47, with a yearly change of 42.72%. Upstart's prices fluctuated between $20.60 and $86.07, with a yearly change of 317.82%. Brand recognition also plays a role, as familiarity with a company can influence investment decisions.