Agree Realty vs FlexShopper Which Is Stronger?

Agree Realty Corporation (ADC) and FlexShopper Inc. (FPAY) are two dynamic companies operating in the real estate and fintech sectors, respectively. Agree Realty specializes in acquiring and developing properties for retail tenants, while FlexShopper offers an innovative lease-to-own platform for consumers. Both companies have seen significant growth in recent years, but their unique business models and target markets set them apart. In this analysis, we will compare the stocks of Agree Realty and FlexShopper to help investors assess their potential for future growth and profitability.

Agree Realty or FlexShopper?

When comparing Agree Realty and FlexShopper, different investors may prioritize various metrics based on their investment strategies and goals. So, ask yourself what type of investor you are. This will guide you in determining which metrics are most important for your investment decision between Agree Realty and FlexShopper.

Dividend Investors:

Dividend investors look for stable and growing income streams, using dividend metrics to assess potential investments. A company's dividend yield essentially measures the size of its dividend relative to the total market value of the company. Agree Realty has a dividend yield of 4.05%, while FlexShopper has a dividend yield of -%. Beyond the yield itself, considering the growth and sustainability of these dividends is also crucial. Agree Realty reports a 5-year dividend growth of 6.25% year and a payout ratio of 161.58%. On the other hand, FlexShopper reports a 5-year dividend growth of 0.00% year and a payout ratio of 0.00%.

Value Investors:

Value investors focus on financial metrics to determine a stock's intrinsic value compared to its market value. The Price-to-Earnings (P/E) Ratio links stock price to a company's earnings per share, with Agree Realty P/E ratio at 39.11 and FlexShopper's P/E ratio at 46.84. Another crucial valuation metric is the Price-to-Book (P/B) Ratio, which compares stock price with book value per share. Agree Realty P/B ratio is 1.40 while FlexShopper's P/B ratio is 1.42.

Growth Investors:

Growth investors prioritize metrics indicative of a company's expansion potential. Focusing on top-line growth, Agree Realty has seen a 5-year revenue growth of 0.22%, while FlexShopper's is -0.27%. Return on Equity (ROE) measures how effectively a company uses equity investment to generate earnings, with Agree Realty's ROE at 3.65% and FlexShopper's ROE at 3.12%.

Retail Investors:

Retail investors often consider stock affordability and company familiarity. For example, day low prices are $73.61 for Agree Realty and $1.92 for FlexShopper. Over the past year, Agree Realty's prices ranged from $54.28 to $78.39, with a yearly change of 44.42%. FlexShopper's prices fluctuated between $0.97 and $2.19, with a yearly change of 125.77%. Brand recognition also plays a role, as familiarity with a company can influence investment decisions.