Agree Realty vs Affirm Which Outperforms?

Agree Realty Corporation and Affirm Holdings are two prominent companies in the stock market with distinct business models. Agree Realty focuses on owning and managing a diversified portfolio of retail properties across the United States, while Affirm operates as a financial technology company offering installment loans and services for consumers at the point of sale. Both companies have experienced growth and success in their respective industries, making them viable investment options for individuals looking to diversify their portfolios.

Agree Realty or Affirm?

When comparing Agree Realty and Affirm, different investors may prioritize various metrics based on their investment strategies and goals. So, ask yourself what type of investor you are. This will guide you in determining which metrics are most important for your investment decision between Agree Realty and Affirm.

Dividend Investors:

Dividend investors look for stable and growing income streams, using dividend metrics to assess potential investments. A company's dividend yield essentially measures the size of its dividend relative to the total market value of the company. Agree Realty has a dividend yield of 4.01%, while Affirm has a dividend yield of -%. Beyond the yield itself, considering the growth and sustainability of these dividends is also crucial. Agree Realty reports a 5-year dividend growth of 6.25% year and a payout ratio of 161.58%. On the other hand, Affirm reports a 5-year dividend growth of 0.00% year and a payout ratio of 0.00%.

Value Investors:

Value investors focus on financial metrics to determine a stock's intrinsic value compared to its market value. The Price-to-Earnings (P/E) Ratio links stock price to a company's earnings per share, with Agree Realty P/E ratio at 39.46 and Affirm's P/E ratio at -50.42. Another crucial valuation metric is the Price-to-Book (P/B) Ratio, which compares stock price with book value per share. Agree Realty P/B ratio is 1.42 while Affirm's P/B ratio is 7.93.

Growth Investors:

Growth investors prioritize metrics indicative of a company's expansion potential. Focusing on top-line growth, Agree Realty has seen a 5-year revenue growth of 0.22%, while Affirm's is 4.24%. Return on Equity (ROE) measures how effectively a company uses equity investment to generate earnings, with Agree Realty's ROE at 3.65% and Affirm's ROE at -16.49%.

Retail Investors:

Retail investors often consider stock affordability and company familiarity. For example, day low prices are $73.39 for Agree Realty and $67.78 for Affirm. Over the past year, Agree Realty's prices ranged from $54.28 to $78.39, with a yearly change of 44.42%. Affirm's prices fluctuated between $22.25 and $72.82, with a yearly change of 227.28%. Brand recognition also plays a role, as familiarity with a company can influence investment decisions.